Compare Reverse Mortgage Lenders in Foothill Ranch, California

If you're searching for reverse mortgage lenders in Foothill Ranch, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Foothill Ranch

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Foothill Ranch199 Providers Total

Trademark Lending DBA Upfront Home Loans

Independent Broker

5(126)

Status: Operational

Orange, CA
(877) 769-8345
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

ML Home Loans

Independent Broker

5(31)

Status: Operational

Costa Mesa, CA
(949) 813-9272
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Loan Direct, LLC

Independent Broker

5(22)

Status: Operational

Costa Mesa, CA
(877) 885-6267
FHA LoanConventional LoanJumbo LoanVA Loan

Bayfront Lending LLC

Independent Broker

No Reviews

Status: Operational

Costa Mesa, CA
N/A
Conventional LoanFHA LoanHELOC / Home EquityVA Loan

Residential First Capital

Independent Broker

5(16)

Status: Operational

Newport Beach, CA
(949) 852-0400
Commercial LoanReverse Mortgage

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Patrick Perry at Rate (NMLS #267271)

Independent Broker

5(2)

Status: Operational

Corona, CA
(951) 271-3789
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Stefanie Barrett at Rate (NMLS #266980)

Independent Broker

No Reviews

Status: Operational

Corona, CA
(951) 271-3777
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Lance Ray at Rate (NMLS #271157)

Independent Broker

5(32)

Status: Operational

Corona, CA
(909) 648-3086
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Gerry Rojas at Rate (NMLS #267119)

Independent Broker

5(1)

Status: Operational

Corona, CA
(951) 271-3781
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

Corona, CA
(951) 356-2062
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Great American Lending

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 643-5626
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

David Tran Broker

Independent Broker

No Reviews

Status: Operational

Costa Mesa, CA
(949) 523-9494
Commercial LoanReverse MortgageHELOC / Home EquityJumbo Loan

Zoom Mortgage Pros, Inc.

Independent Broker

No Reviews

Status: Operational

Corona, CA
(951) 482-8855
Reverse MortgageRefinance

Linear Home Loans Inc.

Independent Broker

5(27)

Status: Operational

San Juan Capistrano, CA
(800) 967-3020
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

HomePrime Mortgage Inc

Independent Broker

No Reviews

Status: Operational

Corona, CA
(800) 660-1632
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Foothill Ranch has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ameri-Mtg, located in Foothill Ranch just 2.4 miles away.

Community Trust

These local professionals maintain a combined 8413 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.