Compare Reverse Mortgage Lenders in Foothill Ranch, California

If you're searching for reverse mortgage lenders in Foothill Ranch, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Foothill Ranch

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Foothill Ranch199 Providers Total

BRICKELL ADVISORY, LLC

Independent Broker

5(3)

Status: Operational

Tustin, CA
(949) 280-7851
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Patriot Equity Mortgage LLC

Independent Broker

5(17)

Status: Operational

Irvine, CA
(949) 431-9994

Primco Mortgage

Independent Broker

5(1)

Status: Operational

Tustin, CA
(888) 774-6261
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kevin Piel - Primco Mortgage Sales Manager NMLS# 236235

Independent Broker

5(1)

Status: Operational

Tustin, CA
(714) 342-0002
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Susan Van Wagenen - Primco Mortgage Loan Officer NMLS# 244248

Independent Broker

5(11)

Status: Operational

Tustin, CA
(714) 323-5559
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

JTM Financial

Independent Broker

4(3)

Status: Operational

Mission Viejo, CA
(949) 360-7000
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Dove Financial

Independent Broker

4.5(8)

Status: Operational

Tustin, CA
(714) 508-0780
FHA LoanReverse MortgageConventional LoanConstruction / Rehab Loan

William "Rick Dale" West Capital Lending

Independent Broker

5(10)

Status: Operational

Tustin, CA
(720) 800-6155
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Nations Financial Mortgage

Independent Broker

No Reviews

Status: Operational

Tustin, CA
(888) 244-4164
Reverse MortgageJumbo LoanHELOC / Home Equity

Future First Lending

Independent Broker

5(39)

Status: Operational

Tustin, CA
(949) 617-0239
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

4.9(10)

Status: Operational

Irvine, CA
(949) 238-6564
Reverse Mortgage

Bill Daniels Quantum Lending Corp.

Independent Broker

5(51)

Status: Operational

Tustin, CA
(714) 783-0610
Conventional LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

OC Home Loans and Finance

Independent Broker

4.9(14)

Status: Operational

Tustin, CA
(949) 422-8694
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Michelle Russell - American Pacific Mortgage

Independent Broker

4.9(13)

Status: Operational

Aliso Viejo, CA
(760) 403-8066
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Glenn Cooper Mortgage Broker

Independent Broker

5(6)

Status: Operational

Aliso Viejo, CA
(949) 212-2301
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Foothill Ranch has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ameri-Mtg, located in Foothill Ranch just 2.4 miles away.

Community Trust

These local professionals maintain a combined 8413 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.