Compare Reverse Mortgage Lenders in Gonzales, California

Residents of Gonzales have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Gonzales

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Gonzales73 Providers Total

Victor D. Romero - Santa Cruz Lending Group

Independent Broker

5(41)

Status: Operational

Soquel, CA
(831) 214-2172
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Barrett Garner, NMLS #252352

Independent Broker

5(9)

Status: Operational

Soquel, CA
(831) 239-9023
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Supreme Lending

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
N/A
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Marina Watts - Reverse Mortgages

Independent Broker

5(49)

Status: Operational

Soquel, CA
(831) 535-9760
Reverse MortgageHELOC / Home Equity

BB Financial Solutions

Independent Broker

5(8)

Status: Operational

Soquel, CA
(831) 475-6407
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Manuel Dena III, Monterey Bay Mortgage

Independent Broker

No Reviews

Status: Operational

Soquel, CA
(408) 605-0616
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Monterey Bay Mortgage, powered by CMG Financial NMLS 1820

Independent Broker

5(23)

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Forrest Cambell, MLO 245437

Independent Broker

5(4)

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Scott Goodrich, Monterey Bay Mortgage

Independent Broker

No Reviews

Status: Operational

Soquel, CA
(831) 462-3630
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

The Home Loan Center: Dan Findrick, Mortgage Broker NMLS #283052

Independent Broker

4.8(12)

Status: Operational

Soquel, CA
(408) 315-1595
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Imelda Gonzalez Loan Officer 2351651

Independent Broker

5(7)

Status: Operational

Morgan Hill, CA
(408) 608-8905
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Joe Hutson at Rate (NMLS #447536)

Independent Broker

5(3)

Status: Operational

Santa Cruz, CA
(831) 205-1582
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Jennifer Walker at Rate (NMLS #277784)

Independent Broker

5(2)

Status: Operational

Santa Cruz, CA
(831) 471-7134
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
(831) 205-1582
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Santa Cruz, CA
(408) 297-0000
Reverse MortgageJumbo Loan

Local Area Summary

Active Coverage

Gonzales has 73 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Platinum Capital Mortgage, located in Salinas just 12.4 miles away.

Community Trust

These local professionals maintain a combined 1075 verified reviews with a strong 3.4 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.