Compare Reverse Mortgage Lenders in Guadalupe, California

Whether you need a standard HECM or a jumbo reverse mortgage in Guadalupe, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Guadalupe

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Guadalupe67 Providers Total

Envoy Mortgage

Independent Broker

5(1)

Status: Operational

Lompoc, CA
(805) 944-1812
RefinanceVA Loan

Vero Mortgage / Jeremy Engle Team

Independent Broker

No Reviews

Status: Operational

Avila Beach, CA
(805) 544-2775
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Pacific Trust Mortgage

Independent Broker

4.9(79)

Status: Operational

San Luis Obispo, CA
(805) 543-4422
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Leachman Home Loans

Independent Broker

4.6(12)

Status: Operational

Lompoc, CA
(805) 735-8687
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Assist Home Loans

Independent Broker

5(139)

Status: Operational

San Luis Obispo, CA
(805) 757-0544
HELOC / Home EquityRefinanceReverse MortgageInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Envoy Mortgage

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 548-8683
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Landon Spitler at Certainty Home Lending (NMLS #633244)

Independent Broker

5(50)

Status: Operational

San Luis Obispo, CA
(805) 471-0243
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Certainty Home Lending

Independent Broker

5(2)

Status: Operational

San Luis Obispo, CA
(805) 234-5081
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ben Lerner at Certainty Home Lending (NMLS #395723)

Independent Broker

5(31)

Status: Operational

San Luis Obispo, CA
(805) 441-9486
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Carley Smith at Certainty Home Lending (NMLS #448442)

Independent Broker

5(18)

Status: Operational

San Luis Obispo, CA
(773) 435-7563
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kim Williams at Certainty Home Lending (NMLS #263247)

Independent Broker

5(6)

Status: Operational

San Luis Obispo, CA
(805) 471-6186
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Bill Mott at Certainty Home Lending (NMLS #341086)

Independent Broker

5(3)

Status: Operational

San Luis Obispo, CA
(805) 234-5081
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kevin Cunningham at Certainty Home Lending (NMLS #633249)

Independent Broker

5(1)

Status: Operational

San Luis Obispo, CA
(805) 458-5178
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tawnya Lettau at Certainty Home Lending (NMLS #693960)

Independent Broker

5(5)

Status: Operational

San Luis Obispo, CA
(805) 550-7071
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mac Weipert at Certainty Home Lending (NMLS #994625)

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 748-0756
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Guadalupe has 67 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Geneva Financial, LLC: Charles Motley, located in Santa Maria just 10.1 miles away.

Community Trust

These local professionals maintain a combined 1004 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.