Compare Reverse Mortgage Lenders in Guadalupe, California

Whether you need a standard HECM or a jumbo reverse mortgage in Guadalupe, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Guadalupe

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Guadalupe67 Providers Total

Mike Poyntz - Motif Mortgage

Independent Broker

5(14)

Status: Operational

San Luis Obispo, CA
(805) 234-0903
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

EstaR Reverse

Independent Broker

No Reviews

Status: Operational

Morro Bay, CA
(805) 203-6872
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Envoy Mortgage

Independent Broker

5(96)

Status: Operational

Morro Bay, CA
(805) 225-6166
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

American Senior Reverse Mortgage

Independent Broker

5(3)

Status: Operational

Solvang, CA
(805) 686-2321
Reverse Mortgage

David Brown with High Tech Lending

Independent Broker

5(7)

Status: Operational

Solvang, CA
(805) 686-2321
Reverse Mortgage

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

CMG Home Loans

Independent Broker

5(1)

Status: Operational

Solvang, CA
(805) 270-2697
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

5(6)

Status: Operational

Santa Ynez, CA
(805) 364-8833
RefinanceReverse MortgageVA Loan

The Mortgage House

Independent Broker

5(4)

Status: Operational

Atascadero, CA
(805) 466-6766

Leslie Kight | V.I.P. Mortgage Inc. Branch Manager, Reverse Mortgage, Divorce Lending

Independent Broker

5(15)

Status: Operational

Atascadero, CA
(805) 709-7234
Reverse MortgageJumbo Loan

Central Coast Lending

Independent Broker

4.2(5)

Status: Operational

Atascadero, CA
(805) 543-5626
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Colony Mortgage

Independent Broker

No Reviews

Status: Operational

Atascadero, CA
(805) 466-3598
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Scott Elmerick at Certainty Home Lending (NMLS #742366)

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(805) 550-1339
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Certainty Home Lending

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(773) 435-0960
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Excel Mortgage Services

Independent Broker

No Reviews

Status: Operational

Templeton, CA
(805) 975-8584
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Trust Mortgage

Independent Broker

No Reviews

Status: Operational

Paso Robles, CA
(805) 591-4795
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Guadalupe has 67 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Geneva Financial, LLC: Charles Motley, located in Santa Maria just 10.1 miles away.

Community Trust

These local professionals maintain a combined 1004 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.