Compare Reverse Mortgage Lenders in La Jolla, California

Residents of La Jolla have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving La Jolla

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in La Jolla

Hansen Loans Inc.

Independent Broker

5(9)

Status: Operational

La Jolla, CA
(619) 200-9570
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Polo Financial Group INC

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(877) 294-6754
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Diane Campochiaro at Preferred Mortgage Partners

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(619) 800-8683
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(858) 451-0620
Reverse Mortgage

The Christopher Company

Independent Broker

5(15)

Status: Operational

La Jolla, CA
(619) 540-6420
Reverse Mortgage

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

America's Local Lender

Independent Broker

5(69)

Status: Operational

La Jolla, CA
(619) 719-1372
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Nearby Lenders to La Jolla194 Providers Total

Guild Mortgage Company

Independent Broker

5(1)

Status: Operational

San Diego, CA
(877) 217-0166
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

San Diego | La Jolla

Independent Broker

2.5(2)

Status: Operational

San Diego, CA
(858) 943-4951
HELOC / Home EquityRefinanceVA LoanInvestment Property LoanConstruction / Rehab Loan

Smartfi Home Loans

Independent Broker

5(5)

Status: Operational

San Diego, CA
(866) 944-5137
Reverse MortgageFHA Loan

Gaylord-Hansen Team at CrossCountry Mortgage

Independent Broker

4.9(152)

Status: Operational

San Diego, CA
(858) 259-8700
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Ryan Gelardi - Saxton Mortgage LLC

Independent Broker

5(31)

Status: Operational

San Diego, CA
(858) 945-0372
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Nick Maglio

Independent Broker

4.9(58)

Status: Operational

San Diego, CA
(858) 220-4193
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Timothy Gray - Reverse Mortgage Specialist & Mortgage Broker

Independent Broker

5(37)

Status: Operational

San Diego, CA
(619) 807-5854
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Scott Harmes C2 Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 268-8692
Reverse MortgageJumbo Loan

Anchor Funding

Independent Broker

4.1(14)

Status: Operational

San Diego, CA
(858) 514-8808
Reverse MortgageRefinance
Page 1 of 14

Local Area Summary

Active Coverage

La Jolla has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Guild Mortgage Company, located in San Diego just 1.2 miles away.

Community Trust

These local professionals maintain a combined 6577 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.