Compare Reverse Mortgage Lenders in La Jolla, California

Residents of La Jolla have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving La Jolla

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to La Jolla194 Providers Total

Kenia Costa, NMLS: 536257, PrimeLending

Independent Broker

5(91)

Status: Operational

San Diego, CA
(858) 764-7829
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Advisors at Barrett Financial Group (NMLS #2328729)

Independent Broker

4.9(148)

Status: Operational

San Diego, CA
(503) 351-5289
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Home Loans PrimeLending - Jan Savich

Independent Broker

5(22)

Status: Operational

San Diego, CA
(219) 313-3906
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

4.9(137)

Status: Operational

San Diego, CA
(877) 978-1922

G M Mortgage

Independent Broker

5(11)

Status: Operational

Rancho Santa Fe, CA
(760) 518-4471
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Coastal Mortgage and Realty

Independent Broker

4.9(44)

Status: Operational

San Diego, CA
(619) 591-2916
RefinanceFHA LoanVA Loan

Cabrillo Mortgage

Independent Broker

4.8(40)

Status: Operational

San Diego, CA
(619) 285-0800
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

OneTrust Home Loans

Independent Broker

4.7(151)

Status: Operational

San Diego, CA
(888) 488-3807
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Trevor Gravink - Mortgage Consultant

Independent Broker

5(65)

Status: Operational

San Diego, CA
(619) 404-6637
USDA LoanConventional LoanHELOC / Home EquityCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mark Chrisman Mortgage Consultant NMLS # 8996

Independent Broker

5(42)

Status: Operational

San Diego, CA
(619) 806-7003
FHA LoanReverse MortgageConventional LoanVA Loan

1st American Mortgage Lenders, Inc

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(888) 988-1977
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

iLendGirl

Independent Broker

5(5)

Status: Operational

San Diego, CA
(619) 920-1975
Reverse MortgageFHA LoanRefinance

Accurate Reverse Mortgage Corp - San Diego Hecm Jumbo Reverse Mortgages

Independent Broker

5(19)

Status: Operational

San Diego, CA
(619) 294-9820
Reverse MortgageJumbo Loan

Pacific Home Mortgage Funding, Inc.

Independent Broker

5(1)

Status: Operational

San Diego, CA
(858) 337-1520
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

G M Mortgage

Independent Broker

5(17)

Status: Operational

Rancho Santa Fe, CA
(760) 632-5944
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

La Jolla has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Guild Mortgage Company, located in San Diego just 1.2 miles away.

Community Trust

These local professionals maintain a combined 6577 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.