Compare Reverse Mortgage Lenders in Laguna Beach, California

Residents of Laguna Beach have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Laguna Beach

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Laguna Beach195 Providers Total

Paul Bogosian

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(949) 771-0327
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

First Rate Lending

Independent Broker

5(107)

Status: Operational

Lake Forest, CA
(949) 215-9400
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Jimmy Henderson

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(800) 592-9396
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Access Home Lending LLC

Independent Broker

4.9(101)

Status: Operational

Lake Forest, CA
(866) 338-5500
Reverse MortgageFHA LoanVA Loan

Formula Loans

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(855) 301-3700
FHA LoanReverse MortgageConventional LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

CMA Financial Group

Independent Broker

5(1)

Status: Operational

Corona Del Mar, CA
(949) 363-8595
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Ethos Lending

Independent Broker

5(187)

Status: Operational

Mission Viejo, CA
(949) 720-1616
Reverse MortgageConventional LoanInvestment Property LoanRefinance

South Coast Funding Group

Independent Broker

5(2)

Status: Operational

Mission Viejo, CA
(949) 367-1317
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Orange County Mortgage & Loan Specialist

Independent Broker

5(13)

Status: Operational

Dana Point, CA
(855) 968-7684
Reverse MortgageFHA LoanJumbo LoanVA Loan

Purpose Funding

Independent Broker

4.9(225)

Status: Operational

Irvine, CA
(844) 427-3863
HELOC / Home EquityRefinance

Lyon House

Independent Broker

5(9)

Status: Operational

Dana Point, CA
(949) 241-3900
Reverse MortgageRefinance

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Dana Point, CA
N/A
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

James McKibban - Movement Mortgage

Independent Broker

4.4(26)

Status: Operational

Newport Beach, CA
(949) 667-9519
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tony Ronan | Mortgage and Real Estate Broker

Independent Broker

5(2)

Status: Operational

Irvine, CA
(949) 246-5626
Refinance

PRMG - Corissa Dailey

Independent Broker

5(59)

Status: Operational

San Juan Capistrano, CA
(949) 280-4410
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Laguna Beach has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sean Mesdaghi, NMLS# 264444, located in Laguna Beach just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8488 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.