Compare Reverse Mortgage Lenders in Laguna Beach, California

Residents of Laguna Beach have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Laguna Beach

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Laguna Beach195 Providers Total

JTM Financial

Independent Broker

4(3)

Status: Operational

Mission Viejo, CA
(949) 360-7000
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

City Edge Financial

Independent Broker

5(8)

Status: Operational

Newport Beach, CA
(949) 228-9177
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

​Jale Goztepe: Mortgage Broker

Independent Broker

4.9(68)

Status: Operational

San Juan Capistrano, CA
(949) 294-8076
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

JJ Mazzo - CrossCountry Mortgage

Independent Broker

4.8(134)

Status: Operational

San Juan Capistrano, CA
(877) 237-9694
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

3.7(3)

Status: Operational

San Juan Capistrano, CA
(949) 275-0574
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

John Baldridge at Prosperity Home Mortgage

Independent Broker

5(58)

Status: Operational

Newport Beach, CA
(949) 375-8024
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

The Kunkle Lending Team at Rate

Independent Broker

5(11)

Status: Operational

Newport Beach, CA
(949) 533-1211
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Lee Mortgage Advisors

Independent Broker

5(5)

Status: Operational

Lake Forest, CA
(949) 274-0984

Accelerated Home Loans

Independent Broker

4.9(182)

Status: Operational

Mission Viejo, CA
(800) 582-2323
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

EZDirectLoans

Independent Broker

4.6(21)

Status: Operational

Irvine, CA
(866) 266-6620
Conventional LoanJumbo LoanInvestment Property LoanRefinance

DARA CAPITAL GROUP

Independent Broker

5(2)

Status: Operational

Mission Viejo, CA
(702) 840-1600
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

RPM Bancorp Inc

Independent Broker

5(14)

Status: Operational

Irvine, CA
(949) 268-3350
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Lexington Home Loans

Independent Broker

4.9(107)

Status: Operational

Irvine, CA
(855) 585-8800
Reverse MortgageFHA LoanJumbo LoanVA Loan

Dan the Man for Mortgages

Independent Broker

5(106)

Status: Operational

Irvine, CA
(714) 310-4162
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Everwise Home Loans & Realty

Independent Broker

5(98)

Status: Operational

Irvine, CA
(833) 438-3794
USDA LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Laguna Beach has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Sean Mesdaghi, NMLS# 264444, located in Laguna Beach just less than 1 miles away.

Community Trust

These local professionals maintain a combined 8488 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.