Compare Reverse Mortgage Lenders in Lompoc, California

If you're searching for reverse mortgage lenders in Lompoc, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

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Top Reverse Mortgage Lenders Serving Lompoc

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Lompoc67 Providers Total

Eileen Mackenzie at Rate (NMLS #282909)

Independent Broker

5(1)

Status: Operational

San Luis Obispo, CA
(805) 212-5204
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 335-8743
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Donna Lewis at Rate (NMLS #245945)

Independent Broker

5(32)

Status: Operational

San Luis Obispo, CA
(805) 335-8743
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bryan Hulburd at Rate (NMLS #2697595)

Independent Broker

5(4)

Status: Operational

San Luis Obispo, CA
(805) 718-7717
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Maggie Koepsell at Rate (NMLS #704130)

Independent Broker

5(7)

Status: Operational

San Luis Obispo, CA
(805) 674-6653
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Dylan Morrow at Rate

Independent Broker

5(19)

Status: Operational

San Luis Obispo, CA
(805) 550-9742
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mike Poyntz - Motif Mortgage

Independent Broker

5(14)

Status: Operational

San Luis Obispo, CA
(805) 234-0903
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Matt Goulart - The Mortgage House

Independent Broker

No Reviews

Status: Operational

San Luis Obispo, CA
(805) 788-4462
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

The Mortgage House

Independent Broker

5(21)

Status: Operational

San Luis Obispo, CA
(805) 782-6999

Local Area Summary

Active Coverage

Lompoc has 69 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Leachman Home Loans, located in Lompoc just 5.3 miles away.

Community Trust

These local professionals maintain a combined 944 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.