Reverse Mortgage Specialists in Solvang

Finding the right HECM specialist in Solvang requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Solvang

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Solvang

CMG Home Loans

Independent Broker

5(1)

Status: Operational

Solvang, CA
(805) 270-2697
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

American Senior Reverse Mortgage

Independent Broker

5(3)

Status: Operational

Solvang, CA
(805) 686-2321
Reverse Mortgage

David Brown with High Tech Lending

Independent Broker

5(7)

Status: Operational

Solvang, CA
(805) 686-2321
Reverse Mortgage

Nearby Lenders to Solvang38 Providers

Envoy Mortgage

Independent Broker

5(6)

Status: Operational

Santa Ynez, CA
(805) 364-8833
RefinanceReverse MortgageVA Loan

Leachman Home Loans

Independent Broker

4.6(12)

Status: Operational

Lompoc, CA
(805) 735-8687
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Envoy Mortgage

Independent Broker

5(1)

Status: Operational

Lompoc, CA
(805) 944-1812
RefinanceVA Loan

Allyn & Associates Mortgage Lending

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 845-8992
Commercial LoanReverse MortgageConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

5(56)

Status: Operational

Santa Maria, CA
(805) 742-4881
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Nathan Hugh, Mortgage Broker NMLS #1881848

Independent Broker

No Reviews

Status: Operational

Orcutt, CA
(805) 878-1007
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Phoebe Jaeckels

Independent Broker

5(22)

Status: Operational

Orcutt, CA
(805) 878-9976
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Espy Dominguez - Pacific Trust Mortgage

Independent Broker

5(21)

Status: Operational

Orcutt, CA
(805) 202-9037
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Pacific Trust Mortgage - Santa Maria Valley

Independent Broker

5(7)

Status: Operational

Orcutt, CA
(805) 242-4174
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Oliver Pihlar, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 979-9597
Reverse Mortgage

Keith Dennis, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 886-7070
Reverse Mortgage

Matt Genovese, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 886-0878
Reverse Mortgage

Phoebe Jaeckels

Independent Broker

3(2)

Status: Operational

Santa Barbara, CA
(805) 878-9976
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Erik Taiji

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 898-4238
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tim Dugan

Independent Broker

5(7)

Status: Operational

Santa Barbara, CA
(805) 689-1370
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tom Kronen at Mutual of Omaha Reverse Mortgage

Independent Broker

5(15)

Status: Operational

Santa Barbara, CA
(805) 895-0471
Reverse MortgageJumbo LoanRefinance

Matt Genovese - MG Lending

Independent Broker

5(18)

Status: Operational

Santa Barbara, CA
(805) 886-0878
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

CrossCountry Mortgage, LLC

Independent Broker

3(2)

Status: Operational

Santa Barbara, CA
(805) 452-8393
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Adam Black at CrossCountry Mortgage

Independent Broker

5(1)

Status: Operational

Santa Barbara, CA
(805) 452-8393
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mickey Hellman at Certainty Home Lending (NMLS #244724)

Independent Broker

4.9(112)

Status: Operational

Santa Maria, CA
(805) 878-3541
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Sherri Reccord

Independent Broker

5(13)

Status: Operational

Santa Barbara, CA
(949) 203-4559
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Eddie San Jose at Envoy Mortgage | NMLS #633240

Independent Broker

5(2)

Status: Operational

Santa Maria, CA
(805) 614-7144
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Geneva Financial, LLC: Charles Motley

Independent Broker

5(20)

Status: Operational

Santa Maria, CA
(805) 478-8508
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rate

Independent Broker

5(2)

Status: Operational

Santa Barbara, CA
(805) 335-8686
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Maddox Rees at Rate (NMLS #255511)

Independent Broker

No Reviews

Status: Operational

Santa Barbara, CA
(805) 335-8755
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jeff Bochsler at Rate (NMLS #770636)

Independent Broker

5(21)

Status: Operational

Santa Barbara, CA
(805) 290-1828
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Christian Menard at Rate (NMLS #1470201)

Independent Broker

5(13)

Status: Operational

Santa Barbara, CA
(805) 868-5116
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Kevin Cravens at Rate (NMLS #317607)

Independent Broker

5(3)

Status: Operational

Santa Barbara, CA
(805) 565-9100
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bromi Krock at Rate (NMLS #254423)

Independent Broker

5(5)

Status: Operational

Santa Barbara, CA
(805) 456-5796
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Unison Financial Group

Independent Broker

4(4)

Status: Operational

Summerland, CA
(805) 568-0505
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mariner Mortgage: Michael Hahlbeck, Mortgage Broker NMLS #323143

Independent Broker

5(74)

Status: Operational

Arroyo Grande, CA
(805) 550-4287
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Envoy Mortgage

Independent Broker

No Reviews

Status: Operational

Arroyo Grande, CA
(805) 944-1733
RefinanceVA Loan

EquityReach Mortgage Solutions

Independent Broker

4.9(46)

Status: Operational

Arroyo Grande, CA
(805) 202-2100
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Wes For Less Home loans

Independent Broker

No Reviews

Status: Operational

Grover Beach, CA
(805) 269-7513
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Leachman Home Loans

Independent Broker

5(5)

Status: Operational

Grover Beach, CA
(805) 474-7200
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Mike Mizrahi

Independent Broker

No Reviews

Status: Operational

Pismo Beach, CA
(805) 748-2112
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Pismo Beach, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

SkyView Mortgage

Independent Broker

4.9(11)

Status: Operational

Ventura, CA
(805) 834-1150
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Solvang has 41 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is CMG Home Loans, located in Solvang just 1.1 miles away.

Community Trust

These local professionals maintain a combined 512 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.