Compare Reverse Mortgage Lenders in Los Altos, California

Whether you need a standard HECM or a jumbo reverse mortgage in Los Altos, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Los Altos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Los Altos194 Providers Total

Maria G Guardado - Mortgage Broker

Independent Broker

5(21)

Status: Operational

Santa Clara, CA
(408) 406-0285
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Katy Care - Mortgage Broker

Independent Broker

5(2)

Status: Operational

Santa Clara, CA
(408) 367-9700
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Eddie Oberoi at Rate (NMLS #302648)

Independent Broker

No Reviews

Status: Operational

Santa Clara, CA
(510) 257-0286
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Adrian Azali at Rate (NMLS #298767)

Independent Broker

5(21)

Status: Operational

Santa Clara, CA
(415) 276-6882
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

1(1)

Status: Operational

Santa Clara, CA
(408) 726-4113
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

InstaMortgage Inc.

Independent Broker

4.9(275)

Status: Operational

San Jose, CA
(855) 644-5626
Conventional LoanReverse MortgageFHA LoanVA Loan

Butler Home Loans - David Butler

Independent Broker

5(21)

Status: Operational

San Jose, CA
(408) 604-8448
FHA LoanReverse MortgageJumbo LoanUSDA Loan

HPI Financial

Independent Broker

5(16)

Status: Operational

San Carlos, CA
(650) 741-9797
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

IMAD CANAVATI - C2 Financial Corporation

Independent Broker

5(81)

Status: Operational

Redwood City, CA
(650) 302-5014
RefinanceFHA LoanJumbo LoanVA Loan

Alliance Bay Funding Inc

Independent Broker

5(1)

Status: Operational

Newark, CA
(510) 742-6600
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Don Luong

Independent Broker

4.8(4)

Status: Operational

San Jose, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Luis E. Orbegoso NMLS #304029

Independent Broker

5(6)

Status: Operational

San Jose, CA
(408) 499-9239
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

New American Funding - Scott Cannel

Independent Broker

No Reviews

Status: Operational

San Jose, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

Reverse Mortgage Branch, Linda Weilert

Independent Broker

5(17)

Status: Operational

Los Gatos, CA
(408) 656-3751
Reverse MortgageFHA Loan

Kimberly Allen at CMG Financial

Independent Broker

5(2)

Status: Operational

San Jose, CA
(650) 861-1295
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Los Altos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Andre Gutierrez at Rate (NMLS #251241), located in Los Altos just 2.2 miles away.

Community Trust

These local professionals maintain a combined 7609 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.