Compare Reverse Mortgage Lenders in Los Altos, California
Whether you need a standard HECM or a jumbo reverse mortgage in Los Altos, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Los Altos
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
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Nearby Lenders to Los Altos194 Providers Total
American Family Funding Group
Independent Broker
Status: Operational
Susan Sahami, REALTOR, Sr. Mortgage Adviser
Independent Broker
Status: Operational
Bayview Residential Brokerage
Independent Broker
Status: Operational
Cindy Solis, NMLS #633483, PrimeLending
Independent Broker
Status: Operational
Change Home Mortgage
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Mortgage Magic
Independent Broker
Status: Operational
Opes Advisors
Independent Broker
Status: Operational
OPTIOfinancing
Independent Broker
Status: Operational
Westside Mortgage Group
Independent Broker
Status: Operational
American Dream Financial
Independent Broker
Status: Operational
Michael Jacobs at Citywide (NMLS #309559)
Independent Broker
Status: Operational
Michele Reen at Citywide (NMLS #304120)
Independent Broker
Ready to help with your HECM goals.
Nationwide Mortgage NMLS 32417
Independent Broker
Status: Operational
Chris Johnson - Assoc. Broker for Affinity Mortgage NMLS #235072
Independent Broker
Status: Operational
New American Funding - Josh Martin
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Los Altos has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Andre Gutierrez at Rate (NMLS #251241), located in Los Altos just 2.2 miles away.
Community Trust
These local professionals maintain a combined 7609 verified reviews with a strong 2.9 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.