Compare Reverse Mortgage Lenders in Milpitas, California

Residents of Milpitas have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Milpitas

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Reverse Mortgage Brokers in Milpitas

CMG

Independent Broker

No Reviews

Status: Operational

Milpitas, CA
(510) 209-3068
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Nearby Lenders to Milpitas199 Providers Total

Nationwide Mortgage NMLS 32417

Independent Broker

4.3(6)

Status: Operational

San Jose, CA
(949) 588-8453
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Liberty Bell Mortgage

Independent Broker

5(5)

Status: Operational

San Jose, CA
(408) 373-6534
Conventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Rosette Xu-Broker

Independent Broker

5(11)

Status: Operational

San Jose, CA
(626) 217-6759
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Loan Factory, Inc.- Hoa Do

Independent Broker

5(7)

Status: Operational

San Jose, CA
(408) 829-0509
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Loan Factory - We Dare You to Compare

Independent Broker

5(4629)

Status: Operational

San Jose, CA
(660) 333-3333
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

David C Mortgage Broker

Independent Broker

No Reviews

Status: Operational

San Jose, CA
(909) 635-7721
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Change Home Mortgage

Independent Broker

5(28)

Status: Operational

San Jose, CA
(408) 416-3967
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

New American Funding - Scott Cannel

Independent Broker

No Reviews

Status: Operational

San Jose, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Don Luong

Independent Broker

4.8(4)

Status: Operational

San Jose, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Luis E. Orbegoso NMLS #304029

Independent Broker

5(6)

Status: Operational

San Jose, CA
(408) 499-9239
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Mike Aning at Citywide (NMLS #225911)

Independent Broker

5(1)

Status: Operational

San Jose, CA
(408) 355-2006
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

C2 Financial Corporation - Shawn Sidhu

Independent Broker

4.9(104)

Ready to help with your HECM goals.

San Jose, CA
(408) 610-8011
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Your Mortgage Guy, Eric Garnicki - C2 Financial NMLS #363191

Independent Broker

5(10)

Status: Operational

San Jose, CA
(408) 214-9898
Reverse MortgageConstruction / Rehab LoanRefinance

Access Mortgage

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 579-4557
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan
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Local Area Summary

Active Coverage

Milpitas has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is CMG, located in Milpitas just 4.3 miles away.

Community Trust

These local professionals maintain a combined 7418 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.