Reverse Mortgage Specialists in San Jose
Residents of San Jose have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving San Jose
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Reverse Mortgage Brokers in San Jose
Mike Aning at Citywide (NMLS #225911)
Independent Broker
Status: Operational
C2 Financial Corporation - Shawn Sidhu
Independent Broker
Ready to help with your HECM goals.
Your Mortgage Guy, Eric Garnicki - C2 Financial NMLS #363191
Independent Broker
Status: Operational
Mortgage Magic
Independent Broker
Status: Operational
Kimberly Allen at CMG Financial
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Built specifically for homeowners age 62 and older
Change Home Mortgage
Independent Broker
Status: Operational
New American Funding - Don Luong
Independent Broker
Status: Operational
New American Funding - Luis E. Orbegoso NMLS #304029
Independent Broker
Status: Operational
New American Funding - Scott Cannel
Independent Broker
Status: Operational
Todd Flesner | Strategic Mortgage Advisor – CrossCountry Mortgage
Independent Broker
Status: Operational
First Stop Mortgage Corporation
Independent Broker
Status: Operational
Nationwide Mortgage NMLS 32417
Independent Broker
Status: Operational
American Dream Financial
Independent Broker
Status: Operational
American Family Funding Group
Independent Broker
Status: Operational
David C Mortgage Broker
Independent Broker
Status: Operational
Loan Factory - We Dare You to Compare
Independent Broker
Status: Operational
Loan Factory, Inc.- Hoa Do
Independent Broker
Status: Operational
Rosette Xu-Broker
Independent Broker
Status: Operational
Nearby Lenders to San Jose2 Providers
OPTIOfinancing
Independent Broker
Status: Operational
Opes Advisors
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
San Jose has 20 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Mike Aning at Citywide (NMLS #225911), located in San Jose just 0.5 miles away.
Community Trust
These local professionals maintain a combined 4924 verified reviews with a strong 3.7 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Built specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.