Compare Reverse Mortgage Lenders in Modesto, California
Finding the right HECM specialist in Modesto requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Modesto
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to Modesto174 Providers Total
Mike Rouse, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Rodolfo Ochoa at Rate (NMLS #1514863)
Independent Broker
Status: Operational
Andrea Del Campo, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Stacy Reyes, USA MORTGAGE
Independent Broker
Status: Operational
Andrea Del Campo at Rate (NMLS #1785480)
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Priscilla Acevedo Hernandez at Rate (NMLS #1202477)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Sonny Aguilera, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Big Valley Mortgage
Independent Broker
Status: Operational
JGO Mortgage Inc - Juan Ochoa
Independent Broker
Status: Operational
Dave Campagna - Big Valley Mortgage - NMLS #286534
Independent Broker
Status: Operational
Dylan Wieder Mortgage Loan Originator
Independent Broker
Status: Operational
Golden State Mortgage Inc
Independent Broker
Status: Operational
Deanna Parrish, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Cynthia Hill
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Modesto has 196 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Alexis Andrade, Real Estate Services, located in Modesto just 0.6 miles away.
Community Trust
These local professionals maintain a combined 7478 verified reviews with a strong 2.9 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.