Compare Reverse Mortgage Lenders in Modesto, California
Finding the right HECM specialist in Modesto requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Modesto
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to Modesto174 Providers Total
Amy Cotton, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Koree Chand, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Scott Morais, Mortgage Advisor
Independent Broker
Status: Operational
Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Stephanie Montoya | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Supreme Lending
Independent Broker
Status: Operational
Nick Maravilla - Loan Officer NMLS#2571013
Independent Broker
Status: Operational
AJ Vasquez - Home Loans - NMLS# 1654160
Independent Broker
Status: Operational
LeaderOne Financial Corporation
Independent Broker
Status: Operational
American Financial Network
Independent Broker
Status: Operational
Tammy Hammond, Mortgage Broker NMLS #405556
Independent Broker
Status: Operational
Chris Salazar - Loan Officer NMLS#2234775
Independent Broker
Status: Operational
Justin Collins - Loan Officer NMLS# 305729
Independent Broker
Status: Operational
Jeanette Garibay - Loan Officer NMLS#1085541
Independent Broker
Status: Operational
Edward Walters | Branch Manager | Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Modesto has 196 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Alexis Andrade, Real Estate Services, located in Modesto just 0.6 miles away.
Community Trust
These local professionals maintain a combined 7478 verified reviews with a strong 2.9 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.