Compare Reverse Mortgage Lenders in Modesto, California

Finding the right HECM specialist in Modesto requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Modesto

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Modesto174 Providers Total

Casey Docherty | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

Merced, CA
(209) 425-5600
RefinanceReverse MortgageVA Loan

Angelina Curtin - Branch Manager - Land Home Financial

Independent Broker

4.9(39)

Status: Operational

Sonora, CA
(209) 732-0822
FHA LoanReverse MortgageConventional LoanConstruction / Rehab Loan

Land Home Financial Services

Independent Broker

5(1)

Status: Operational

Sonora, CA
(209) 732-0822
FHA LoanReverse MortgageConventional LoanConstruction / Rehab Loan

Land Home Financial Services

Independent Broker

5(30)

Status: Operational

Brentwood, CA
(925) 418-7600
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Change Home Mortgage

Independent Broker

5(7)

Status: Operational

Livermore, CA
N/A
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Leonard Briones at Rate (NMLS #288445)

Independent Broker

4.9(33)

Status: Operational

Brentwood, CA
(925) 354-1545
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

4(1)

Status: Operational

Livermore, CA
(925) 583-2502
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Boyd Robinson at CrossCountry Mortgage

Independent Broker

4.9(16)

Status: Operational

Livermore, CA
(925) 495-2063
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Rick Benitez at CrossCountry Mortgage

Independent Broker

5(4)

Status: Operational

Livermore, CA
(925) 583-2510
Reverse MortgageFHA LoanJumbo LoanVA Loan

Longshore Capital

Independent Broker

5(1)

Status: Operational

Livermore, CA
(916) 601-8572
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Guaranteed Rate

Independent Broker

5(1)

Ready to help with your HECM goals.

Brentwood, CA
(510) 254-4671
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Benjamin Bauer, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 906-1100
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Anthony Silva III, Delta Lending Group

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(925) 513-0444
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Empire Home Loans Inc.

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(510) 304-6216
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

Modesto has 196 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Alexis Andrade, Real Estate Services, located in Modesto just 0.6 miles away.

Community Trust

These local professionals maintain a combined 7478 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.