Compare Reverse Mortgage Lenders in Morgan Hill, California

Finding the right HECM specialist in Morgan Hill requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Morgan Hill

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Morgan Hill193 Providers Total

Westside Mortgage Group

Independent Broker

5(2)

Status: Operational

Los Gatos, CA
(408) 354-1864
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

Michele Reen at Citywide (NMLS #304120)

Independent Broker

No Reviews

Ready to help with your HECM goals.

Los Gatos, CA
(408) 355-2108
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Jacobs at Citywide (NMLS #309559)

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(312) 752-1308
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kimberly Allen at CMG Financial

Independent Broker

5(2)

Status: Operational

San Jose, CA
(650) 861-1295
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Change Home Mortgage

Independent Broker

5(28)

Status: Operational

San Jose, CA
(408) 416-3967
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Butler Home Loans - David Butler

Independent Broker

5(21)

Status: Operational

San Jose, CA
(408) 604-8448
FHA LoanReverse MortgageJumbo LoanUSDA Loan

New American Funding - Scott Cannel

Independent Broker

No Reviews

Status: Operational

San Jose, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

New American Funding - Luis E. Orbegoso NMLS #304029

Independent Broker

5(6)

Status: Operational

San Jose, CA
(408) 499-9239
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

New American Funding - Don Luong

Independent Broker

4.8(4)

Status: Operational

San Jose, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

Nationwide Mortgage NMLS 32417

Independent Broker

4.3(6)

Status: Operational

San Jose, CA
(949) 588-8453
Conventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

The Home Loan Center: Dan Findrick, Mortgage Broker NMLS #283052

Independent Broker

4.8(12)

Status: Operational

Soquel, CA
(408) 315-1595
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

BB Financial Solutions

Independent Broker

5(8)

Status: Operational

Soquel, CA
(831) 475-6407
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

InstaMortgage Inc.

Independent Broker

4.9(275)

Status: Operational

San Jose, CA
(855) 644-5626
Conventional LoanReverse MortgageFHA LoanVA Loan

Marina Watts - Reverse Mortgages

Independent Broker

5(49)

Status: Operational

Soquel, CA
(831) 535-9760
Reverse MortgageHELOC / Home Equity

Bay Equity Home Loans

Independent Broker

5(15)

Status: Operational

Scotts Valley, CA
(831) 461-0100
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Morgan Hill has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Imelda Gonzalez Loan Officer 2351651, located in Morgan Hill just 2.1 miles away.

Community Trust

These local professionals maintain a combined 7229 verified reviews with a strong 3.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.