Compare Reverse Mortgage Lenders in North Highlands, California

Finding the right HECM specialist in North Highlands requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving North Highlands

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to North Highlands200 Providers Total

Patron Mortgage

Independent Broker

5(18)

Status: Operational

Sacramento, CA
(916) 529-3707
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Ed Portillo

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Consumer 1st Services, Inc.

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 613-9902

Client 1st Mortgage

Independent Broker

4(4)

Status: Operational

Sacramento, CA
(916) 332-1056
HELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo Loan

Sacramento-Roseville Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 821-8821
FHA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Crystal Miller at Citywide (NMLS #297240)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 539-6464
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tish Torres at Citywide (NMLS #253078)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 778-6763
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Sadie Richie at Citywide (NMLS #2155213)

Independent Broker

No Reviews

Status: Operational

Rio Linda, CA
(916) 741-4158
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Ken Clark Jr

Independent Broker

5(22)

Status: Operational

Sacramento, CA
(916) 275-3469
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

James Hardwicke | Mortgage Advisor at PRMG

Independent Broker

5(17)

Status: Operational

Sacramento, CA
(916) 895-4814
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Thad Stanley - Reverse Mortgage Loan Originator at American Senior

Independent Broker

5(6)

Status: Operational

Citrus Heights, CA
(916) 768-5916
Reverse Mortgage

Smartloan

Independent Broker

5(11)

Status: Operational

Fair Oaks, CA
(916) 436-4558
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tri Valley Home Loans LLC

Independent Broker

5(45)

Status: Operational

Fair Oaks, CA
(916) 905-2500
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jet Direct Mortgage

Independent Broker

4.3(4)

Status: Operational

Sacramento, CA
(951) 710-3125
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan
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Local Area Summary

Active Coverage

North Highlands has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Patron Mortgage, located in Sacramento just 2.2 miles away.

Community Trust

These local professionals maintain a combined 5256 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.