Compare Reverse Mortgage Lenders in Oakland, California

Finding the right HECM specialist in Oakland requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Oakland

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Oakland189 Providers Total

Mutual of Omaha Mortgage

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 408-0056
HELOC / Home EquityRefinanceVA LoanInvestment Property LoanConstruction / Rehab Loan

Mutual of Omaha Reverse Mortgage

Independent Broker

5(21)

Status: Operational

Walnut Creek, CA
(925) 848-6575
Reverse MortgageJumbo LoanRefinance

Mutual of Omaha Reverse Mortgage- Martha Echols

Independent Broker

5(2)

Status: Operational

Walnut Creek, CA
(925) 914-9326
Reverse MortgageJumbo LoanRefinance

Shawn Maxwell - Homepoint Lending Inc

Independent Broker

5(44)

Status: Operational

San Francisco, CA
(650) 759-4094
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

C2 Reverse Mortgage

Independent Broker

5(1)

Status: Operational

Walnut Creek, CA
(925) 268-8360
Reverse MortgageJumbo LoanVA Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Castle Hill Mortgage

Independent Broker

5(54)

Status: Operational

Walnut Creek, CA
(866) 608-9944
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jae Jones - Loan Officer | Loan Factory NMLS 1787143 Co-NMLS 320841

Independent Broker

5(1)

Status: Operational

San Francisco, CA
(415) 271-8168
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

CrossCountry Mortgage

Independent Broker

No Reviews

Ready to help with your HECM goals.

Alamo, CA
(925) 286-2222
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Castle & Cooke Mortgage

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 395-4643
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Zach Griffin - New American Funding

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(510) 325-1095
Reverse MortgageRefinance

New American Funding - Matt Sharp

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
N/A
Reverse MortgageHELOC / Home Equity

New American Funding - Lucy Ta

Independent Broker

5(2)

Status: Operational

Walnut Creek, CA
(925) 308-6597
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

New American Funding- Matthew Sharp- Mortgage lender

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(510) 381-4271
Reverse MortgageHELOC / Home Equity

Land Home Financial Services - Concord Walnut Creek

Independent Broker

4.8(26)

Status: Operational

Walnut Creek, CA
(925) 338-8600
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Frazier Mortgage Team

Independent Broker

5(17)

Status: Operational

Walnut Creek, CA
(925) 858-6673
USDA LoanReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Oakland has 200 mortgage provider listings in the search area. Confirm reverse mortgage availability directly.

Nearest Specialist

The closest highly-rated lender is EstaR Mortgage, located in Alameda just 1.6 miles away.

Community Trust

These local professionals maintain a combined 3447 publicly listed reviews with a 4.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Public Review Information

Ratings and review counts reflect previously collected public listings and may have changed. Verify current reviews and services directly with each provider.