Compare Reverse Mortgage Lenders in Oakland, California

Finding the right HECM specialist in Oakland requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Oakland

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Oakland189 Providers Total

Matt Steinmetz Team

Independent Broker

5(63)

Status: Operational

Walnut Creek, CA
(925) 478-2040
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

New American Funding - Kim Pettigrew

Independent Broker

5(18)

Status: Operational

Walnut Creek, CA
(800) 450-2010
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Ashley O'Brien Mortgage Advisor

Independent Broker

5(5)

Status: Operational

Walnut Creek, CA
(925) 497-5647
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Sean Byrne - Mortgage Advisor

Independent Broker

5(27)

Status: Operational

San Francisco, CA
(415) 876-9996
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

George Schramm at CrossCountry Mortgage

Independent Broker

5(17)

Status: Operational

Danville, CA
(925) 548-5931
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Sean Herrero Mortgage - Cross Country Mortgage

Independent Broker

5(99)

Status: Operational

Danville, CA
(925) 575-0637
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Diablo Mortgage

Independent Broker

5(21)

Status: Operational

Danville, CA
(415) 710-0383
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Prosper Funding, Inc.

Independent Broker

5(9)

Status: Operational

Walnut Creek, CA
(925) 230-3937
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Jerry DelosSantos NMLS 259210 - GreenKey Mortgage Loan Originator

Independent Broker

5(58)

Status: Operational

Walnut Creek, CA
(925) 440-9535
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

MetroCity Capital Group

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 262-8577
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Citywide Home Loans

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(866) 373-7335
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Black Diamond Loans, Inc.

Independent Broker

5(2)

Status: Operational

Walnut Creek, CA
(925) 800-3808
FHA LoanVA Loan

Movement Mortgage

Independent Broker

1(1)

Status: Operational

Walnut Creek, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Akshay Parti, Shining Star Funding

Independent Broker

No Reviews

Status: Operational

Danville, CA
(925) 820-2986
Reverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Shining Star Funding

Independent Broker

5(112)

Status: Operational

Danville, CA
(866) 280-0020
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Oakland has 200 mortgage provider listings in the search area. Confirm reverse mortgage availability directly.

Nearest Specialist

The closest highly-rated lender is EstaR Mortgage, located in Alameda just 1.6 miles away.

Community Trust

These local professionals maintain a combined 3447 publicly listed reviews with a 4.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Public Review Information

Ratings and review counts reflect previously collected public listings and may have changed. Verify current reviews and services directly with each provider.