Compare Reverse Mortgage Lenders in Rio Linda, California

Whether you need a standard HECM or a jumbo reverse mortgage in Rio Linda, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Rio Linda

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Rio Linda197 Providers Total

Brent Wilson, CFP, Mortgage Strategist - Mortgage Minds nmls 297693

Independent Broker

5(59)

Status: Operational

Folsom, CA
(916) 765-0009
USDA LoanHELOC / Home EquityRefinanceFHA LoanJumbo LoanConstruction / Rehab Loan

Mortgage Minds

Independent Broker

5(4)

Status: Operational

Folsom, CA
(916) 765-0009
USDA LoanHELOC / Home EquityRefinanceFHA LoanJumbo LoanConstruction / Rehab Loan

Barbara Zendejas, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Woodland, CA
(530) 867-5056
Reverse Mortgage

Sal Nevigato - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(707) 315-5828
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Anna Uhimets

Independent Broker

5(3)

Status: Operational

Folsom, CA
(916) 245-3607
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

David Parker - CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(909) 379-2091
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jesseca Hendricks-Xpert Home Lending

Independent Broker

5(25)

Status: Operational

Folsom, CA
(775) 323-9927
Reverse MortgageVA Loan

Big Valley Mortgage

Independent Broker

5(9)

Status: Operational

Folsom, CA
(916) 631-0300
Conventional LoanFHA LoanVA Loan

Envoy Mortgage - Woodland, CA (West)

Independent Broker

5(23)

Status: Operational

Woodland, CA
(530) 278-8082
RefinanceReverse MortgageVA Loan

Lifetime Home Loans -Michele Milota

Independent Broker

5(285)

Status: Operational

Elk Grove, CA
(916) 628-3814
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

King of Loans

Independent Broker

5(36)

Status: Operational

Elk Grove, CA
(916) 233-6513
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Kate Pavelchik, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 747-0727
Reverse Mortgage

Joleen Brillantes, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 509-3400
Reverse Mortgage

Sharon Sunquist, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(916) 813-5363
Reverse Mortgage

Diego Hernandez, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Elk Grove, CA
(925) 964-5505
Reverse Mortgage

Local Area Summary

Active Coverage

Rio Linda has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Crystal Miller at Citywide (NMLS #297240), located in Rio Linda just less than 1 miles away.

Community Trust

These local professionals maintain a combined 5229 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.