Compare Reverse Mortgage Lenders in Rio Linda, California

Whether you need a standard HECM or a jumbo reverse mortgage in Rio Linda, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Rio Linda

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Rio Linda197 Providers Total

Movement Mortgage

Independent Broker

5(1)

Status: Operational

Roseville, CA
(877) 314-1502
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

California Loan Associates

Independent Broker

5(92)

Status: Operational

Rocklin, CA
(916) 626-5599
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Integrity Mortgage

Independent Broker

5(80)

Status: Operational

Orangevale, CA
(916) 987-0899
Conventional LoanFHA Loan

MAE Capital Mortgage

Independent Broker

4.6(11)

Status: Operational

Rocklin, CA
(916) 672-6130
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Ben Trushkov

Independent Broker

5(1)

Status: Operational

Rocklin, CA
(916) 303-0081
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

CrossCountry Mortgage, LLC

Independent Broker

2.1(7)

Status: Operational

Rocklin, CA
(916) 256-6486
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mortgage Garage: Michael Kane, Mortgage Broker NMLS #245012

Independent Broker

5(44)

Status: Operational

Folsom, CA
(916) 539-5652
RefinanceReverse MortgageFHA LoanVA Loan

Lending Solutions

Independent Broker

5(6)

Status: Operational

Folsom, CA
(916) 299-0044
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Shane Scott, California Home Loans

Independent Broker

5(15)

Status: Operational

Folsom, CA
(916) 812-0045
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Delfs Home Loans

Independent Broker

5(126)

Status: Operational

Granite Bay, CA
(916) 284-8432
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Doug Jones - Answer Home Loans

Independent Broker

5(4)

Status: Operational

Granite Bay, CA
(916) 770-0960
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Roseville Reverse Mortgage - Erik C. Petersen NMLS 271253

Independent Broker

5(5)

Status: Operational

Granite Bay, CA
(916) 521-4235
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

D J Lenth

Independent Broker

No Reviews

Status: Operational

Granite Bay, CA
(916) 410-8903
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Michael Gallagher Mortgage Team

Independent Broker

5(33)

Status: Operational

Granite Bay, CA
(916) 705-5115
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Steelman Mortgages

Independent Broker

5(21)

Status: Operational

Granite Bay, CA
(916) 847-7263
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Rio Linda has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Crystal Miller at Citywide (NMLS #297240), located in Rio Linda just less than 1 miles away.

Community Trust

These local professionals maintain a combined 5229 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.