Compare Reverse Mortgage Lenders in San Carlos, California

If you're searching for reverse mortgage lenders in San Carlos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Carlos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Carlos199 Providers Total

Phil Caulfield

Independent Broker

5(35)

Status: Operational

Burlingame, CA
(650) 222-0386
Conventional LoanJumbo LoanRefinance

New American Funding - Sandra Cano

Independent Broker

5(5)

Status: Operational

Burlingame, CA
N/A
Conventional LoanReverse MortgageFHA LoanVA Loan

Margeate Work - Work & Associates Home Loans

Independent Broker

5(2)

Status: Operational

Burlingame, CA
(916) 847-3090
USDA LoanFHA LoanRefinanceVA Loan

Junie K. Ngai - Mortgage Consultant (Eng,國,粵)

Independent Broker

No Reviews

Status: Operational

Burlingame, CA
(415) 609-5944
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Burlingame, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Norcal Capital Group, Inc

Independent Broker

No Reviews

Status: Operational

Millbrae, CA
(650) 763-1924
Refinance

Bee Wong at Rate (NMLS #281727)

Independent Broker

5(3)

Status: Operational

Los Altos, CA
(415) 860-0012
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tanya Click at Rate (NMLS #307893)

Independent Broker

5(16)

Status: Operational

Los Altos, CA
(408) 710-0265
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Andre Gutierrez at Rate (NMLS #251241)

Independent Broker

5(3)

Status: Operational

Los Altos, CA
(408) 508-5610
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Parshan Rayatkah at Rate (NMLS #1577584)

Independent Broker

5(2)

Status: Operational

Los Altos, CA
(650) 316-2171
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

Los Altos, CA
(650) 584-0958
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Nicole Santizo at Rate (NMLS #582907)

Independent Broker

5(62)

Status: Operational

Los Altos, CA
(650) 584-0958
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

RAS Loans

Independent Broker

5(1)

Status: Operational

Newark, CA
(510) 258-4495
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Alliance Bay Funding Inc

Independent Broker

5(1)

Status: Operational

Newark, CA
(510) 742-6600
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Jessie Yeung - Mortgage Connection

Independent Broker

5(14)

Status: Operational

South San Francisco, CA
(650) 242-5058
Conventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

San Carlos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is HPI Financial, located in San Carlos just 0.9 miles away.

Community Trust

These local professionals maintain a combined 2898 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.