Compare Reverse Mortgage Lenders in San Carlos, California

If you're searching for reverse mortgage lenders in San Carlos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Carlos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Carlos199 Providers Total

Mortgage Connection

Independent Broker

5(20)

Status: Operational

South San Francisco, CA
(650) 553-9880
Conventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Lakshmi Yokoyama - NMLS 270710South San Francisco Mortgage Broker

Independent Broker

No Reviews

Status: Operational

South San Francisco, CA
(415) 971-8282

Thinura Kachchakaduge Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Silvia Urbina Padilla Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Motto Mortgage Golden Standard

Independent Broker

No Reviews

Status: Operational

Hayward, CA
(510) 868-0000
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Jen Castaneda at Supreme Lending

Independent Broker

5(2)

Status: Operational

Pacifica, CA
(650) 270-4663
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Darlene Gonzalez at Citywide (NMLS #483911)

Independent Broker

5(10)

Status: Operational

Pacifica, CA
(312) 414-1151
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

R&J Mortgage & Loan Brokers Newark

Independent Broker

5(2)

Status: Operational

Newark, CA
(510) 298-0095
HELOC / Home EquityRefinanceReverse MortgageFHA LoanVA Loan

Arton Chau, San Mateo County Mortgage Lender - eMeta Funding

Independent Broker

5(5)

Status: Operational

Daly City, CA
(650) 759-6539
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Fresh Home Loan Inc - Independent Mortgage Brokers - Garrick Werdmuller

Independent Broker

5(57)

Status: Operational

Alameda, CA
(510) 282-5456
HELOC / Home EquityRefinance

Stepheny Chang - Mortgage and Real Estate

Independent Broker

5(2)

Status: Operational

Fremont, CA
(650) 427-0222
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Paul Manriquez Loan Officer at Diversified Mortgage Group, MLO

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 207-2173
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Robert Henry - Diversified Mortgage Group Loan Officer NMLS# 273157

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 494-7840
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ed Mack - Diversified Mortgage Group Loan Officer NMLS# 1786599

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 329-8849
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Neil Tannenbaum - Diversified Mortgage Group

Independent Broker

No Reviews

Status: Operational

Fremont, CA
(510) 494-7840
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Carlos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is HPI Financial, located in San Carlos just 0.9 miles away.

Community Trust

These local professionals maintain a combined 2898 verified reviews with a strong 3.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.