Compare Reverse Mortgage Lenders in San Clemente, California

Residents of San Clemente have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Clemente

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Clemente182 Providers Total

Purpose Funding

Independent Broker

4.9(225)

Status: Operational

Irvine, CA
(844) 427-3863
HELOC / Home EquityRefinance

Kelly Mortgage, Inc.

Independent Broker

3.6(17)

Status: Operational

Laguna Hills, CA
(949) 916-8511
HELOC / Home Equity

Charter Pacific Lending Corp

Independent Broker

5(138)

Status: Operational

Irvine, CA
(800) 322-1217
Reverse MortgageRefinance

Christine Furnari Purchase Loans and Reverse Mortgages

Independent Broker

5(30)

Status: Operational

Irvine, CA
(714) 612-1445
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Oso Creek Mortgage – Mark Stillman, Mortgage Broker

Independent Broker

5(74)

Status: Operational

Irvine, CA
(949) 202-6677
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

National Pacific Lending

Independent Broker

4.9(98)

Status: Operational

Irvine, CA
(949) 362-1400
HELOC / Home EquityFHA LoanVA LoanJumbo LoanInvestment Property Loan

Andrew Del Rey, Mortgage Banker, Union Home Mortgage

Independent Broker

5(43)

Status: Operational

Irvine, CA
(949) 233-3598
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Tony Ronan | Mortgage and Real Estate Broker

Independent Broker

5(2)

Status: Operational

Irvine, CA
(949) 246-5626
Refinance

Janus Mortgage

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 720-1700
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Dan Skidmore - CMG Financial Mortgage Loan Officer NMLS# 577605

Independent Broker

No Reviews

Status: Operational

Irvine, CA
(805) 834-1059
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Today's Home Mortgage

Independent Broker

5(25)

Status: Operational

Lake Forest, CA
(800) 396-1496
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Homeland Financial Network, Inc

Independent Broker

4.7(68)

Status: Operational

Lake Forest, CA
(866) 784-5164
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

First Phase Financial, Inc

Independent Broker

No Reviews

Status: Operational

Trabuco Canyon, CA
(949) 888-5232
Jumbo Loan

American Financial Network

Independent Broker

No Reviews

Status: Operational

Lake Forest, CA
(949) 546-7070
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Ameri-Mtg

Independent Broker

No Reviews

Status: Operational

Foothill Ranch, CA
(949) 273-1200
FHA LoanVA Loan

Local Area Summary

Active Coverage

San Clemente has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is San Clemente Reverse Mortgages, located in San Clemente just 3.5 miles away.

Community Trust

These local professionals maintain a combined 7297 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.