Compare Reverse Mortgage Lenders in San Clemente, California

Residents of San Clemente have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Clemente

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Clemente182 Providers Total

Anchor Funding, Inc, CRMP

Independent Broker

5(24)

Status: Operational

Wildomar, CA
(951) 805-0063
Reverse MortgageJumbo Loan

Secured Lending Group, Mortgage Broker Belinda Biedebach

Independent Broker

5(23)

Status: Operational

Vista, CA
(858) 583-9800
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

Troy Green, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(949) 616-5365
Reverse Mortgage

Sarah Weber, Mortgage

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(951) 445-4900
Reverse Mortgage

CrossCountry Mortgage, LLC

Independent Broker

4.2(5)

Status: Operational

Murrieta, CA
N/A
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Susann Roznos at CrossCountry Mortgage

Independent Broker

5(11)

Status: Operational

Murrieta, CA
(949) 310-5416
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA Loan

Jessica Advocat Mortgage Broker

Independent Broker

5(7)

Status: Operational

Carlsbad, CA
(949) 536-7711
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

EZDirectLoans

Independent Broker

4.6(21)

Status: Operational

Irvine, CA
(866) 266-6620
Conventional LoanJumbo LoanInvestment Property LoanRefinance

RPM Bancorp Inc

Independent Broker

5(14)

Status: Operational

Irvine, CA
(949) 268-3350
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Lexington Home Loans

Independent Broker

4.9(107)

Status: Operational

Irvine, CA
(855) 585-8800
Reverse MortgageFHA LoanJumbo LoanVA Loan

HomeSight Mortgage

Independent Broker

5(20)

Status: Operational

Murrieta, CA
(951) 538-5027
Reverse MortgageFHA LoanJumbo LoanVA Loan

Straight Forward Mortgage: Rik Purpura, Mortgage Broker NMLS #1784175

Independent Broker

5(20)

Status: Operational

Carlsbad, CA
(760) 420-8955
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

America's Loan Advisors

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 280-2800
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

FITZPATRICK CAPITAL

Independent Broker

5(2)

Status: Operational

Carlsbad, CA
(858) 245-9514
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Citywide Group

Independent Broker

No Reviews

Status: Operational

Irvine, CA
(949) 200-3800
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Local Area Summary

Active Coverage

San Clemente has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is San Clemente Reverse Mortgages, located in San Clemente just 3.5 miles away.

Community Trust

These local professionals maintain a combined 7297 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.