Compare Reverse Mortgage Lenders in SAN JOSE, California
Residents of SAN JOSE have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving SAN JOSE
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to SAN JOSE173 Providers Total
Jean Adams at CrossCountry Mortgage
Independent Broker
Status: Operational
The Junod Team- CrossCountry Mortgage
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Jennifer Walker at Rate (NMLS #277784)
Independent Broker
Status: Operational
Joe Hutson at Rate (NMLS #447536)
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Guarantee Mortgage
Independent Broker
Status: Operational
Mortgage Services
Independent Broker
Status: Operational
Mortgage Services
Independent Broker
Status: Operational
Seabright Mortgage
Independent Broker
Status: Operational
Depac Parthi, Shining Star Funding
Independent Broker
Status: Operational
Bay Equity Lending: Fernando Vicente, Mortgage Broker
Independent Broker
Status: Operational
Marty Appel - Reverse Mortgage Professional
Independent Broker
Status: Operational
geniusloans.ai
Independent Broker
Status: Operational
Jesse Renteria
Independent Broker
Status: Operational
Fenero Capital
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
SAN JOSE has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Mike Aning at Citywide (NMLS #225911), located in San Jose just 0.5 miles away.
Community Trust
These local professionals maintain a combined 7446 verified reviews with a strong 2.9 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.