Compare Reverse Mortgage Lenders in San Juan Capistrano, California

Finding the right HECM specialist in San Juan Capistrano requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Juan Capistrano

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Juan Capistrano193 Providers Total

William Hockett

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(858) 335-0843
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mike Lynch

Independent Broker

5(1)

Status: Operational

San Clemente, CA
(949) 468-3689
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Purpose Funding

Independent Broker

4.9(225)

Status: Operational

Irvine, CA
(844) 427-3863
HELOC / Home EquityRefinance

New American Funding - Matthew Moore

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
N/A
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Ryan Scott Whitmore

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(949) 748-4192
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

New American Funding - Jeff Moore

Independent Broker

5(5)

Status: Operational

San Clemente, CA
(949) 751-4725
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Ryan Whitmore

Independent Broker

4.9(23)

Status: Operational

San Clemente, CA
(949) 748-4192
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

New American Funding - Tom Jessop

Independent Broker

5(15)

Status: Operational

San Clemente, CA
(949) 266-0143
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Liberty Financial

Independent Broker

5(5)

Status: Operational

Monarch Beach, CA
(949) 388-8880
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property Loan

San Clemente Reverse Mortgages

Independent Broker

4.8(44)

Status: Operational

San Clemente, CA
(949) 439-7030
Reverse MortgageJumbo Loan

Matt Cady Mortgage Team

Independent Broker

4.9(60)

Status: Operational

San Clemente, CA
(949) 238-6035
Reverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Elixir Mortgage Lending

Independent Broker

No Reviews

Status: Operational

Aliso Viejo, CA
(800) 558-0496
FHA LoanJumbo LoanVA Loan

Guaranteed Rate

Independent Broker

No Reviews

Ready to help with your HECM goals.

Dana Point, CA
N/A
USDA LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tony Ronan | Mortgage and Real Estate Broker

Independent Broker

5(2)

Status: Operational

Irvine, CA
(949) 246-5626
Refinance

Christine Furnari Purchase Loans and Reverse Mortgages

Independent Broker

5(30)

Status: Operational

Irvine, CA
(714) 612-1445
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

San Juan Capistrano has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Reverse Mortgage Advisors of America, located in Ladera Ranch just 4.7 miles away.

Community Trust

These local professionals maintain a combined 7916 verified reviews with a strong 3.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.