Compare Reverse Mortgage Lenders in San Juan Capistrano, California

Finding the right HECM specialist in San Juan Capistrano requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Juan Capistrano

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Juan Capistrano193 Providers Total

Charter Pacific Lending Corp

Independent Broker

5(138)

Status: Operational

Irvine, CA
(800) 322-1217
Reverse MortgageRefinance

Oso Creek Mortgage – Mark Stillman, Mortgage Broker

Independent Broker

5(74)

Status: Operational

Irvine, CA
(949) 202-6677
USDA LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

National Pacific Lending

Independent Broker

4.9(98)

Status: Operational

Irvine, CA
(949) 362-1400
HELOC / Home EquityFHA LoanVA LoanJumbo LoanInvestment Property Loan

Orange County Mortgage & Loan Specialist

Independent Broker

5(13)

Status: Operational

Dana Point, CA
(855) 968-7684
Reverse MortgageFHA LoanJumbo LoanVA Loan

Andrew Del Rey, Mortgage Banker, Union Home Mortgage

Independent Broker

5(43)

Status: Operational

Irvine, CA
(949) 233-3598
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Lyon House

Independent Broker

5(9)

Status: Operational

Dana Point, CA
(949) 241-3900
Reverse MortgageRefinance

Kelly Mortgage, Inc.

Independent Broker

3.6(17)

Status: Operational

Laguna Hills, CA
(949) 916-8511
HELOC / Home Equity

Linour Lending

Independent Broker

5(40)

Status: Operational

Laguna Hills, CA
(888) 383-6044
HELOC / Home EquityCommercial LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

AS IS Lending

Independent Broker

5(24)

Status: Operational

Laguna Hills, CA
(949) 480-3443
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tom Hodges with Qualified Home Loans

Independent Broker

5(1)

Status: Operational

Laguna Hills, CA
(949) 528-3988
Conventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property Loan

Star Financial

Independent Broker

4.7(3)

Status: Operational

Laguna Hills, CA
(888) 671-7885
USDA LoanConventional LoanHELOC / Home EquityFHA LoanVA LoanJumbo LoanInvestment Property Loan

Dan Skidmore - CMG Financial Mortgage Loan Officer NMLS# 577605

Independent Broker

No Reviews

Status: Operational

Irvine, CA
(805) 834-1059
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Matt Nouraei - Linour Lending

Independent Broker

5(10)

Status: Operational

Laguna Beach, CA
(949) 338-1085
HELOC / Home EquityCommercial LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

EZDirectLoans

Independent Broker

4.6(21)

Status: Operational

Irvine, CA
(866) 266-6620
Conventional LoanJumbo LoanInvestment Property LoanRefinance

Lexington Home Loans

Independent Broker

4.9(107)

Status: Operational

Irvine, CA
(855) 585-8800
Reverse MortgageFHA LoanJumbo LoanVA Loan

Local Area Summary

Active Coverage

San Juan Capistrano has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Reverse Mortgage Advisors of America, located in Ladera Ranch just 4.7 miles away.

Community Trust

These local professionals maintain a combined 7916 verified reviews with a strong 3.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.