Compare Reverse Mortgage Lenders in San Luis Rey, California

Residents of San Luis Rey have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Luis Rey

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Luis Rey200 Providers Total

Dignified Home Loans

Independent Broker

5(4)

Status: Operational

Temecula, CA
(760) 519-4950
Reverse MortgageRefinance

G M Mortgage

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(760) 518-4471
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

21st Century Lending

Independent Broker

5(24)

Status: Operational

Murrieta, CA
(888) 862-1189
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Mortgage Mall, Inc.

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(951) 834-2637

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Eagle Platinum Mortgage

Independent Broker

5(5)

Status: Operational

Temecula, CA
(800) 763-7154
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Rate

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 506-9920
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kelly Manderscheid at Rate (NMLS #273420)

Independent Broker

4.9(274)

Status: Operational

Temecula, CA
(951) 453-5231
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Katrina Papadakis at Rate (NMLS #483906)

Independent Broker

5(8)

Status: Operational

Temecula, CA
(714) 244-0005
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Ginger Anady - EPIQ Lending Mortgage Loan Officer

Independent Broker

No Reviews

Status: Operational

Temecula, CA
(951) 218-2640
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Brenda Sifodaskalakis - EPIQ Lending Loan Officer

Independent Broker

No Reviews

Ready to help with your HECM goals.

Temecula, CA
(619) 251-6544
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Platinum Mortgage Executives

Independent Broker

5(5)

Status: Operational

San Marcos, CA
(760) 683-8898
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo Loan

San Clemente Reverse Mortgages

Independent Broker

4.8(44)

Status: Operational

San Clemente, CA
(949) 439-7030
Reverse MortgageJumbo Loan

Matt Cady Mortgage Team

Independent Broker

4.9(60)

Status: Operational

San Clemente, CA
(949) 238-6035
Reverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Susann Roznos at CrossCountry Mortgage

Independent Broker

5(11)

Status: Operational

Murrieta, CA
(949) 310-5416
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA Loan

Local Area Summary

Active Coverage

San Luis Rey has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Protea Mortgage, located in Fallbrook just 4.0 miles away.

Community Trust

These local professionals maintain a combined 6264 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.