Compare Reverse Mortgage Lenders in San Luis Rey, California

Residents of San Luis Rey have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Luis Rey

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Luis Rey200 Providers Total

CrossCountry Mortgage, LLC

Independent Broker

4.2(5)

Status: Operational

Murrieta, CA
N/A
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Best Rate Finance & Realty

Independent Broker

1(1)

Status: Operational

Temecula, CA
(951) 699-9466
FHA Loan

Sarah Weber, Mortgage

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(951) 445-4900
Reverse Mortgage

Troy Green, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(949) 616-5365
Reverse Mortgage

C2 Financial John Yeager NMLS #219612

Independent Broker

5(18)

Status: Operational

Valley Center, CA
(858) 536-8913
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

HomeSight Mortgage

Independent Broker

5(20)

Status: Operational

Murrieta, CA
(951) 538-5027
Reverse MortgageFHA LoanJumbo LoanVA Loan

Hogan Realty and Mortgage Services

Independent Broker

No Reviews

Status: Operational

Valley Center, CA
(760) 644-4001
USDA LoanConventional LoanHELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Green Monarch Reverse Mortgage

Independent Broker

5(9)

Status: Operational

San Clemente, CA
(800) 345-2041
Reverse MortgageJumbo Loan

CMG Home Loans

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(619) 829-1219
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

John Klicman

Independent Broker

5(1)

Status: Operational

Escondido, CA
(760) 582-5586
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Rate

Independent Broker

No Reviews

Status: Operational

Encinitas, CA
(619) 430-4544
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Pianin Team at Rate (NMLS #304014)

Independent Broker

5(11)

Status: Operational

Encinitas, CA
(619) 219-2277
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

LifeSource Mortgage

Independent Broker

5(32)

Status: Operational

San Clemente, CA
(949) 492-2252
Reverse MortgageFHA LoanJumbo LoanVA Loan

David Self

Independent Broker

5(2)

Status: Operational

San Clemente, CA
(949) 742-1184
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

William Hockett

Independent Broker

No Reviews

Status: Operational

San Clemente, CA
(858) 335-0843
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Luis Rey has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Protea Mortgage, located in Fallbrook just 4.0 miles away.

Community Trust

These local professionals maintain a combined 6264 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.