Compare Reverse Mortgage Lenders in San Marcos, California

If you're searching for reverse mortgage lenders in San Marcos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Marcos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Marcos195 Providers Total

Brenda Sifodaskalakis - EPIQ Lending Loan Officer

Independent Broker

No Reviews

Ready to help with your HECM goals.

Temecula, CA
(619) 251-6544
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ryan Gelardi - Saxton Mortgage LLC

Independent Broker

5(31)

Status: Operational

San Diego, CA
(858) 945-0372
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

The Mortgage Mall, Inc.

Independent Broker

No Reviews

Status: Operational

Murrieta, CA
(951) 834-2637

21st Century Lending

Independent Broker

5(24)

Status: Operational

Murrieta, CA
(888) 862-1189
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Hansen Loans Inc.

Independent Broker

5(9)

Status: Operational

La Jolla, CA
(619) 200-9570
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Polo Financial Group INC

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(877) 294-6754
Conventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Diane Campochiaro at Preferred Mortgage Partners

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(619) 800-8683
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

La Jolla, CA
(858) 451-0620
Reverse Mortgage

USA Financial Consultants

Independent Broker

4.8(22)

Status: Operational

San Diego, CA
(858) 560-1100
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

San Diego Loan Company | San Diego Reverse Mortgage Specialists

Independent Broker

5(24)

Status: Operational

San Diego, CA
(619) 326-4987
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

CrossCountry Mortgage, LLC

Independent Broker

4.2(5)

Status: Operational

Murrieta, CA
N/A
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Susann Roznos at CrossCountry Mortgage

Independent Broker

5(11)

Status: Operational

Murrieta, CA
(949) 310-5416
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA Loan

HomeSight Mortgage

Independent Broker

5(20)

Status: Operational

Murrieta, CA
(951) 538-5027
Reverse MortgageFHA LoanJumbo LoanVA Loan

Kendall Tapia at CrossCountry Mortgage

Independent Broker

No Reviews

Status: Operational

Santee, CA
(619) 308-6225
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rob McNelis

Independent Broker

5(4)

Status: Operational

Santee, CA
(619) 279-6162
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Marcos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is GoPrime Mortgage, Inc. San Marcos, located in San Marcos just 1.8 miles away.

Community Trust

These local professionals maintain a combined 4440 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.