Compare Reverse Mortgage Lenders in San Marcos, California

If you're searching for reverse mortgage lenders in San Marcos, you'll find a mix of local brokers and nationwide lenders. We've algorithmically sorted the closest and most highly-rated mortgage experts directly serving your neighborhood. Use our breakdown to confidently reach out to the professional closest to your zip code.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Marcos

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Marcos195 Providers Total

Countywide Mortgage Lending

Independent Broker

5(52)

Status: Operational

Escondido, CA
(760) 746-7388
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

California Reverse Mortgage

Independent Broker

5(5)

Status: Operational

Escondido, CA
(888) 887-0492
Reverse MortgageJumbo LoanRefinance

HighTechLending

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(949) 468-2600
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mutual of Omaha Mortgage

Independent Broker

5(70)

Status: Operational

Carlsbad, CA
(760) 492-5650
HELOC / Home EquityRefinanceVA LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Federal Capital Funding Group - Borna Joseph Eftekari

Independent Broker

5(99)

Status: Operational

Escondido, CA
(858) 225-8586
HELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Marylou Costas, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(760) 975-0255
Reverse Mortgage

Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(818) 995-1700
Reverse Mortgage

Greg Chigas PGS Home Loans

Independent Broker

5(42)

Status: Operational

Carlsbad, CA
(619) 823-0913
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Josh Jelsing at PGS Home Loans

Independent Broker

4.8(23)

Status: Operational

Carlsbad, CA
(858) 442-9667
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

PGS Home Loans

Independent Broker

5(113)

Status: Operational

Carlsbad, CA
(800) 277-3423
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Katie Burciaga PGS Home Loans

Independent Broker

5(42)

Status: Operational

Carlsbad, CA
(714) 746-1002
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Becky Smith Home Loans

Independent Broker

No Reviews

Status: Operational

Escondido, CA
(760) 737-3000

Broadview Home Loans

Independent Broker

5(21)

Status: Operational

Carlsbad, CA
(760) 438-9725
Reverse MortgageRefinance

Stacy Hunjadi - Arbor Financial

Independent Broker

4.7(12)

Status: Operational

Escondido, CA
(949) 689-8089
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Marcos has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is GoPrime Mortgage, Inc. San Marcos, located in San Marcos just 1.8 miles away.

Community Trust

These local professionals maintain a combined 4440 verified reviews with a strong 3.7 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.