Compare Reverse Mortgage Lenders in San Mateo, California

Whether you need a standard HECM or a jumbo reverse mortgage in San Mateo, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Mateo

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Mateo196 Providers Total

NextMortgage

Independent Broker

3(4)

Status: Operational

San Ramon, CA
(833) 939-6398
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Martine Frey - CMG Financial Mortgage Loan Officer NMLS# 1680034

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(510) 599-9007
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CMG Financial

Independent Broker

3.2(33)

Status: Operational

San Ramon, CA
(800) 501-2001
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Paul Stella Mortgage Consultant with New Vintage Mortgage

Independent Broker

5(26)

Status: Operational

San Ramon, CA
(415) 857-5626
Commercial LoanReverse MortgageRefinance

CU HomeLand

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(800) 795-1333
HELOC / Home EquityRefinanceCommercial LoanReverse MortgageConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Jesse Renteria

Independent Broker

4.8(5)

Status: Operational

San Ramon, CA
(925) 895-1104

Bay Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 787-1744

Shining Star Funding

Independent Broker

5(112)

Status: Operational

Danville, CA
(866) 280-0020
HELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Marie Sy - Diversified Mortgage Group Loan Officer NMLS# 344153

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 785-2190
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Kurt Kessler, Mortgage Broker NMLS#365130

Independent Broker

5(37)

Status: Operational

Danville, CA
(925) 400-3850
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Akshay Parti, Shining Star Funding

Independent Broker

No Reviews

Status: Operational

Danville, CA
(925) 820-2986
Reverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Diversified Mortgage Group

Independent Broker

4.3(4)

Status: Operational

Pleasanton, CA
N/A
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Caires - Diversified Mortgage Group

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 918-7664
USDA LoanHELOC / Home EquityConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Charlotte Steele - Diversified Mortgage Group Loan Officer NMLS# 338968

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 426-8383
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Denice Rauba - Diversified Mortgage Group

Independent Broker

No Reviews

Status: Operational

Pleasanton, CA
(925) 997-1250
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Mateo has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Mortgage Services, located in San Mateo just 0.6 miles away.

Community Trust

These local professionals maintain a combined 2678 verified reviews with a strong 3.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.