Compare Reverse Mortgage Lenders in San Mateo, California

Whether you need a standard HECM or a jumbo reverse mortgage in San Mateo, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving San Mateo

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to San Mateo196 Providers Total

California Reverse Mortgage

Independent Broker

5(9)

Status: Operational

San Ramon, CA
(925) 785-4200
Reverse MortgageJumbo Loan

Preferred Mortgage, Inc.

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(925) 838-6800
USDA LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Freedomstar Financial, Inc.

Independent Broker

5(39)

Status: Operational

San Ramon, CA
(888) 659-0033
Reverse MortgageConventional LoanConstruction / Rehab LoanVA Loan

Amy Rangchi at Preferred Mortgage Partners

Independent Broker

5(1)

Status: Operational

Pleasanton, CA
(510) 685-6803
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Mike Kamienski - Mortgage Loan Officer, NMLS #1164796

Independent Broker

5(33)

Status: Operational

Pleasanton, CA
(650) 484-6488
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Mike Dannenberg

Independent Broker

5(5)

Status: Operational

Pleasanton, CA
(925) 202-5573
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Trinna SyCip, Sr. Loan Officer, NMLS #253509

Independent Broker

5(7)

Status: Operational

Pleasanton, CA
(510) 367-2079
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Dave Mingione Mortgage Broker

Independent Broker

5(16)

Status: Operational

Pleasanton, CA
(510) 303-3887
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Hong Hu, Senior Loan Consultant & Associate Broker

Independent Broker

5(48)

Status: Operational

Sunnyvale, CA
(408) 781-5509
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sylvia Nanez at Prosperity Home Mortgage

Independent Broker

5(8)

Status: Operational

Cupertino, CA
(877) 275-1762
USDA LoanConventional LoanRefinanceFHA LoanVA Loan

Fenero Capital

Independent Broker

No Reviews

Status: Operational

San Ramon, CA
(925) 389-9149
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Veridian Mortgage

Independent Broker

5(92)

Status: Operational

Santa Clara, CA
(408) 457-9978
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Richard Wang - Mortgage Broker

Independent Broker

No Reviews

Status: Operational

Santa Clara, CA
N/A
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Maria G Guardado - Mortgage Broker

Independent Broker

5(21)

Status: Operational

Santa Clara, CA
(408) 406-0285
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Katy Care - Mortgage Broker

Independent Broker

5(2)

Status: Operational

Santa Clara, CA
(408) 367-9700
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

San Mateo has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Mortgage Services, located in San Mateo just 0.6 miles away.

Community Trust

These local professionals maintain a combined 2678 verified reviews with a strong 3.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.