Compare Reverse Mortgage Lenders in Santa Ana, California

Whether you need a standard HECM or a jumbo reverse mortgage in Santa Ana, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Ana

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Ana175 Providers Total

Simon Nguyen - Clear Choice Mortgage & Lending

Independent Broker

No Reviews

Status: Operational

Garden Grove, CA
(714) 912-6879
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Clear Choice Mortgage & Lending

Independent Broker

5(194)

Status: Operational

Garden Grove, CA
(949) 688-6668
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Statewide Mortgage Services : Tuan Tu

Independent Broker

5(117)

Status: Operational

Garden Grove, CA
(949) 540-9299
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Carlos Moreno Mortgage Pro

Independent Broker

5(7)

Status: Operational

Garden Grove, CA
(424) 241-6994
USDA LoanConventional LoanCommercial LoanFHA LoanVA LoanJumbo Loan

US Funding Co

Independent Broker

5(16)

Status: Operational

Anaheim, CA
(562) 269-3838
HELOC / Home EquityRefinanceCommercial LoanReverse MortgageFHA LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Terence Flannigan- C2 Financial

Independent Broker

5(4)

Status: Operational

Huntington Beach, CA
(949) 677-2144
RefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

City Edge Financial

Independent Broker

5(8)

Status: Operational

Newport Beach, CA
(949) 228-9177
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Kunkle Lending Team at Rate

Independent Broker

5(11)

Status: Operational

Newport Beach, CA
(949) 533-1211
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

New American Funding - Jon Levin

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 401-7200
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Pritesh Padhiar - New American Funding

Independent Broker

5(8)

Status: Operational

Huntington Beach, CA
(714) 417-4948
Reverse MortgageConstruction / Rehab LoanRefinance

Seacliff Mortgage - Jerry McCormick

Independent Broker

No Reviews

Status: Operational

Huntington Beach, CA
(714) 328-8997
Reverse MortgageFHA LoanJumbo LoanVA Loan

New American Funding - Erin Halliday

Independent Broker

5(20)

Status: Operational

Huntington Beach, CA
N/A
Reverse MortgageJumbo LoanInvestment Property LoanRefinance

Santino DeFendis, Mortgage Broker NMLS#1718170

Independent Broker

5(5)

Status: Operational

Huntington Beach, CA
(714) 793-0775
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Wright Loans

Independent Broker

4.9(29)

Status: Operational

Huntington Beach, CA
(714) 536-2200
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Pacific Shoreline Funding

Independent Broker

4.7(15)

Status: Operational

Corona Del Mar, CA
(949) 629-4911
USDA LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Local Area Summary

Active Coverage

Santa Ana has 200 mortgage provider listings in the search area. Confirm reverse mortgage availability directly.

Nearest Specialist

The closest highly-rated lender is Peter Le Mortgage Consultant/Broker, located in Santa Ana just 0.6 miles away.

Community Trust

These local professionals maintain a combined 8761 publicly listed reviews with a 4.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Public Review Information

Ratings and review counts reflect previously collected public listings and may have changed. Verify current reviews and services directly with each provider.