Compare Reverse Mortgage Lenders in Santa Ana, California

Whether you need a standard HECM or a jumbo reverse mortgage in Santa Ana, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Ana

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Ana175 Providers Total

First American Financial Group - Orange county’s Real Estate and Mortgage specialists

Independent Broker

5(6)

Status: Operational

Irvine, CA
(714) 785-3388
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mortgage Direct Financial

Independent Broker

5(3)

Status: Operational

Newport Beach, CA
(949) 260-2082
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Certainty Home Lending

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 338-7624
USDA LoanConventional LoanFHA LoanVA LoanJumbo Loan

Ryan Zoss at Certainty Home Lending (NMLS #8314)

Independent Broker

5(3)

Status: Operational

Newport Beach, CA
(949) 338-7624
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Chad R Levinger at Certainty Home Lending (NMLS #1110600)

Independent Broker

5(14)

Status: Operational

Newport Beach, CA
(949) 338-7624
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Immensity Group

Independent Broker

5(8)

Status: Operational

Newport Beach, CA
(866) 433-3613
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Hanh Nguyen Real Estate and Mortgage Services - Realtor and Loan Officer

Independent Broker

5(50)

Status: Operational

Westminster, CA
(714) 684-4268
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Mortgage Lenders

Independent Broker

No Reviews

Status: Operational

Orange, CA
(714) 293-1187
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Firstline Home Loans

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 502-3515
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

Family Financial Home Loans, Inc.

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 262-0008
Conventional LoanReverse MortgageJumbo LoanRefinance

The Lending Team

Independent Broker

5(20)

Status: Operational

Newport Beach, CA
(949) 200-6677
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Prime Pacific Financial

Independent Broker

5(1)

Status: Operational

Newport Beach, CA
(949) 252-8898
RefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Great American Lending

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 643-5626
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

Pacific Coast Home Loans & Realty, Inc

Independent Broker

4.9(34)

Status: Operational

Newport Beach, CA
(866) 674-6592
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Michael Martin, Finance of America Mortgage LLC

Independent Broker

No Reviews

Status: Operational

Newport Beach, CA
(949) 276-8570
Reverse Mortgage

Local Area Summary

Active Coverage

Santa Ana has 200 mortgage provider listings in the search area. Confirm reverse mortgage availability directly.

Nearest Specialist

The closest highly-rated lender is Peter Le Mortgage Consultant/Broker, located in Santa Ana just 0.6 miles away.

Community Trust

These local professionals maintain a combined 8761 publicly listed reviews with a 4.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Public Review Information

Ratings and review counts reflect previously collected public listings and may have changed. Verify current reviews and services directly with each provider.