Compare Reverse Mortgage Lenders in Santa Barbara, California
Whether you need a standard HECM or a jumbo reverse mortgage in Santa Barbara, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Santa Barbara
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
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Nearby Lenders to Santa Barbara48 Providers Total
Colm FitzGerald - Dignified Home Loans
Independent Broker
Status: Operational
Martin Rosenblum, Motif Mortgage
Independent Broker
Status: Operational
SC LENDING GROUP
Independent Broker
Status: Operational
Movement Mortgage LLC - Manny Ayala NMLS 450487
Independent Broker
Status: Operational
Loan Warehouse
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
PrimeLending, A PlainsCapital Company
Independent Broker
Status: Operational
Stephanie Ojeda Mortgage
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Direct Capital Funding
Independent Broker
Status: Operational
Loan Production Office: Gary Alamin, Mortgage Broker NMLS #234400
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Ready to help with your HECM goals.
MY Home Lending
Independent Broker
Status: Operational
Leachman Home Loans
Independent Broker
Status: Operational
Sean Hart
Independent Broker
Status: Operational
Jessica Bravo
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Santa Barbara has 66 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Adam Black at CrossCountry Mortgage, located in Santa Barbara just less than 1 miles away.
Community Trust
These local professionals maintain a combined 857 verified reviews with a strong 3.1 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.