Compare Reverse Mortgage Lenders in Santa Clara, California

Finding the right HECM specialist in Santa Clara requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Santa Clara

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Santa Clara192 Providers Total

New American Funding - Josh Martin

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(408) 781-6881
Conventional LoanRefinanceReverse MortgageFHA LoanJumbo LoanInvestment Property Loan

Westside Mortgage Group

Independent Broker

5(2)

Status: Operational

Los Gatos, CA
(408) 354-1864
Conventional LoanHELOC / Home EquityCommercial LoanFHA LoanVA LoanJumbo Loan

Silicon Valley Mortgage

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(408) 260-5900
Commercial LoanReverse MortgageRefinance

Liberty Bell Mortgage

Independent Broker

5(5)

Status: Operational

San Jose, CA
(408) 373-6534
Conventional LoanHELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

VIP HOME LOANS

Independent Broker

No Reviews

Status: Operational

San Jose, CA
(408) 212-7212
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Viplending

Independent Broker

No Reviews

Status: Operational

San Jose, CA
(408) 353-0503
USDA LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Michael Jacobs at Citywide (NMLS #309559)

Independent Broker

No Reviews

Status: Operational

Los Gatos, CA
(312) 752-1308
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michele Reen at Citywide (NMLS #304120)

Independent Broker

No Reviews

Ready to help with your HECM goals.

Los Gatos, CA
(408) 355-2108
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Robert Huibers, Mortgage Advisor

Independent Broker

5(43)

Status: Operational

Los Gatos, CA
(650) 720-1790
Construction / Rehab LoanReverse MortgageFHA LoanHELOC / Home Equity

Nicole Santizo at Rate (NMLS #582907)

Independent Broker

5(62)

Status: Operational

Los Altos, CA
(650) 584-0958
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Rate

Independent Broker

5(1)

Status: Operational

Los Altos, CA
(650) 584-0958
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Parshan Rayatkah at Rate (NMLS #1577584)

Independent Broker

5(2)

Status: Operational

Los Altos, CA
(650) 316-2171
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Bee Wong at Rate (NMLS #281727)

Independent Broker

5(3)

Status: Operational

Los Altos, CA
(415) 860-0012
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Tanya Click at Rate (NMLS #307893)

Independent Broker

5(16)

Status: Operational

Los Altos, CA
(408) 710-0265
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Andre Gutierrez at Rate (NMLS #251241)

Independent Broker

5(3)

Status: Operational

Los Altos, CA
(408) 508-5610
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Santa Clara has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Kimberly Allen at CMG Financial, located in San Jose just 1.7 miles away.

Community Trust

These local professionals maintain a combined 7429 verified reviews with a strong 2.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.