Reverse Mortgage Specialists in Saratoga
Residents of Saratoga have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Saratoga
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Reverse Mortgage Brokers in Saratoga
UVC Financial
Independent Broker
Status: Operational
Nearby Lenders to Saratoga199 Providers
Michael Jacobs at Citywide (NMLS #309559)
Independent Broker
Status: Operational
Michele Reen at Citywide (NMLS #304120)
Independent Broker
Ready to help with your HECM goals.
Westside Mortgage Group
Independent Broker
Status: Operational
Robert Huibers, Mortgage Advisor
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Bayview Residential Brokerage
Independent Broker
Status: Operational
Susan Sahami, REALTOR, Sr. Mortgage Adviser
Independent Broker
Status: Operational
Reverse Mortgage Branch, Linda Weilert
Independent Broker
Status: Operational
Silicon Valley Mortgage
Independent Broker
Status: Operational
New American Funding - Mary Hou
Independent Broker
Status: Operational
New American Funding - Lewis Wehner
Independent Broker
Status: Operational
New American Funding - Chris Allen
Independent Broker
Status: Operational
New American Funding - Josh Martin
Independent Broker
Status: Operational
PACIFIC LYNX MORTGAGE
Independent Broker
Status: Operational
Sylvia Nanez at Prosperity Home Mortgage
Independent Broker
Status: Operational
Yvonne Wu & Maria Chen - The Loan Story
Independent Broker
Status: Operational
Butler Home Loans - David Butler
Independent Broker
Status: Operational
InstaMortgage Inc.
Independent Broker
Status: Operational
Cindy Solis, NMLS #633483, PrimeLending
Independent Broker
Status: Operational
Chris Johnson - Assoc. Broker for Affinity Mortgage NMLS #235072
Independent Broker
Status: Operational
Opes Advisors
Independent Broker
Status: Operational
OPTIOfinancing
Independent Broker
Status: Operational
C2 Financial Corporation - Elva Wormley - Mortgage Broker
Independent Broker
Status: Operational
American Family Funding Group
Independent Broker
Status: Operational
American Dream Financial
Independent Broker
Status: Operational
Hong Hu, Senior Loan Consultant & Associate Broker
Independent Broker
Status: Operational
Todd Flesner | Strategic Mortgage Advisor – CrossCountry Mortgage
Independent Broker
Status: Operational
Mortgage Magic
Independent Broker
Status: Operational
Kimberly Allen at CMG Financial
Independent Broker
Status: Operational
Katy Care - Mortgage Broker
Independent Broker
Status: Operational
Veridian Mortgage
Independent Broker
Status: Operational
Richard Wang - Mortgage Broker
Independent Broker
Status: Operational
Maria G Guardado - Mortgage Broker
Independent Broker
Status: Operational
Nicole Santizo at Rate (NMLS #582907)
Independent Broker
Status: Operational
Andre Gutierrez at Rate (NMLS #251241)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Parshan Rayatkah at Rate (NMLS #1577584)
Independent Broker
Status: Operational
Tanya Click at Rate (NMLS #307893)
Independent Broker
Status: Operational
Bee Wong at Rate (NMLS #281727)
Independent Broker
Status: Operational
Your Mortgage Guy, Eric Garnicki - C2 Financial NMLS #363191
Independent Broker
Status: Operational
C2 Financial Corporation - Shawn Sidhu
Independent Broker
Ready to help with your HECM goals.
Mike Aning at Citywide (NMLS #225911)
Independent Broker
Status: Operational
ERATE
Independent Broker
Status: Operational
New American Funding - Scott Cannel
Independent Broker
Status: Operational
New American Funding - Don Luong
Independent Broker
Status: Operational
New American Funding - Luis E. Orbegoso NMLS #304029
Independent Broker
Status: Operational
Viplending
Independent Broker
Status: Operational
VIP HOME LOANS
Independent Broker
Status: Operational
Change Home Mortgage
Independent Broker
Status: Operational
Eddie Oberoi at Rate (NMLS #302648)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Adrian Azali at Rate (NMLS #298767)
Independent Broker
Status: Operational
First Stop Mortgage Corporation
Independent Broker
Status: Operational
Nationwide Mortgage NMLS 32417
Independent Broker
Status: Operational
Carpe Diem Financial Services
Independent Broker
Status: Operational
Bay Equity Home Loans
Independent Broker
Status: Operational
Mortgage 831
Independent Broker
Status: Operational
Char Johanson at Franklin Loan Center
Independent Broker
Status: Operational
David C Mortgage Broker
Independent Broker
Status: Operational
Loan Factory - We Dare You to Compare
Independent Broker
Status: Operational
Loan Factory, Inc.- Hoa Do
Independent Broker
Status: Operational
Rosette Xu-Broker
Independent Broker
Status: Operational
Liberty Bell Mortgage
Independent Broker
Status: Operational
Jasama Patel Senior Mortgage Consultant NMLS 1418124
Independent Broker
Status: Operational
Community West Mortgage
Independent Broker
Status: Operational
CMG
Independent Broker
Status: Operational
Luxuriant Mortgage
Independent Broker
Status: Operational
Access Mortgage
Independent Broker
Status: Operational
The Home Loan Center: Dan Findrick, Mortgage Broker NMLS #283052
Independent Broker
Status: Operational
Alliance Bay Funding Inc
Independent Broker
Status: Operational
Loans With Mitch
Independent Broker
Status: Operational
R&J Mortgage & Loan Brokers Newark
Independent Broker
Status: Operational
BB Financial Solutions
Independent Broker
Status: Operational
Dan Casagrande
Independent Broker
Status: Operational
Michael Hermann
Independent Broker
Status: Operational
Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Brent Edwards Producing Branch Manager
Independent Broker
Status: Operational
Seabright Mortgage
Independent Broker
Status: Operational
Heath Adams at CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Jean Adams at CrossCountry Mortgage
Independent Broker
Status: Operational
Tony Crane at CrossCountry Mortgage
Independent Broker
Status: Operational
The Junod Team- CrossCountry Mortgage
Independent Broker
Status: Operational
Marina Watts - Reverse Mortgages
Independent Broker
Status: Operational
Scott Goodrich, Monterey Bay Mortgage
Independent Broker
Status: Operational
Forrest Cambell, MLO 245437
Independent Broker
Status: Operational
Monterey Bay Mortgage, powered by CMG Financial NMLS 1820
Independent Broker
Status: Operational
Manuel Dena III, Monterey Bay Mortgage
Independent Broker
Status: Operational
Jessie Brumbaugh - Santa Cruz Lending Group
Independent Broker
Status: Operational
Tai Boutell - Santa Cruz Lending Group
Independent Broker
Status: Operational
Santa Cruz Lending Group - Powered by Mason-McDuffie Mortgage Corporation
Independent Broker
Status: Operational
Barrett Garner, NMLS #252352
Independent Broker
Status: Operational
Victor D. Romero - Santa Cruz Lending Group
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Financial Solution Home Loans- Reverse and Forward mortgages. Jeri Skipper
Independent Broker
Status: Operational
Dwayne Dawson - Argus Home Loans Real Estate Financing
Independent Broker
Status: Operational
Dwayne Dawson - Senior Loan Officer, Broker
Independent Broker
Status: Operational
Argus Home Loans
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Jennifer Walker at Rate (NMLS #277784)
Independent Broker
Status: Operational
Joe Hutson at Rate (NMLS #447536)
Independent Broker
Status: Operational
RAS Loans
Independent Broker
Status: Operational
HPI Financial
Independent Broker
Status: Operational
Stepheny Chang - Mortgage and Real Estate
Independent Broker
Status: Operational
Cal State Realty & Mortgage
Independent Broker
Ready to help with your HECM goals.
Ed Mack - Diversified Mortgage Group Loan Officer NMLS# 1786599
Independent Broker
Status: Operational
Sam Forbes - Diversified Mortgage Group
Independent Broker
Status: Operational
Paul Manriquez Loan Officer at Diversified Mortgage Group, MLO
Independent Broker
Status: Operational
Claudia Muller -Diversified Mortgage Group Mortgage Loan Officer NMLS# 234057
Independent Broker
Status: Operational
Robert Henry - Diversified Mortgage Group Loan Officer NMLS# 273157
Independent Broker
Status: Operational
Zachary Jones - Diversified Mortgage Group Loan Officer NMLS# 1034506
Independent Broker
Status: Operational
Josefa Ruezga - Diversified Mortgage Group
Independent Broker
Status: Operational
Neil Tannenbaum - Diversified Mortgage Group
Independent Broker
Status: Operational
Diversified Mortgage Group
Independent Broker
Status: Operational
Justin Hernandez - CMG Home Loans Mortgage Loan Officer NMLS# 2116310
Independent Broker
Status: Operational
Chris Miller - Diversified Mortgage Group
Independent Broker
Status: Operational
Claudia Gravelle - Diversified Mortgage Group Loan Officer NMLS# 234057
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
IMAD CANAVATI - C2 Financial Corporation
Independent Broker
Status: Operational
RateKing
Independent Broker
Status: Operational
Imelda Gonzalez Loan Officer 2351651
Independent Broker
Status: Operational
Vivian Pang - Loan Officer | Loan Factory NMLS 2012258 Co-NMLS320841
Independent Broker
Status: Operational
Global Mortgage
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
Hon Akao, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Mike Gallagher, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Edward Arioto, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Supreme Lending - Scott Eaton
Independent Broker
Status: Operational
Guarantee Mortgage
Independent Broker
Status: Operational
Motto Mortgage Golden Standard
Independent Broker
Status: Operational
Thinura Kachchakaduge Motto Mortgage Golden Standard
Independent Broker
Status: Operational
Silvia Urbina Padilla Motto Mortgage Golden Standard
Independent Broker
Status: Operational
Mortgage Services
Independent Broker
Status: Operational
Mortgage Services
Independent Broker
Status: Operational
Seabright Mortgage
Independent Broker
Status: Operational
Bay Equity Lending: Fernando Vicente, Mortgage Broker
Independent Broker
Status: Operational
Karma Mortgage Solutions
Independent Broker
Status: Operational
geniusloans.ai
Independent Broker
Status: Operational
North First Mortgage
Independent Broker
Status: Operational
James Saville II at Concept Mortgage
Independent Broker
Status: Operational
Concept Mortgage
Independent Broker
Status: Operational
New American Funding - Steven Belluomini
Independent Broker
Status: Operational
New American Funding - Veronica Mora
Independent Broker
Status: Operational
New American Funding - Dan Biller
Independent Broker
Status: Operational
New American Funding - Jed Thibodeau
Independent Broker
Status: Operational
New American Funding - Conrado Perez
Independent Broker
Status: Operational
New American Funding - Grace Yang
Independent Broker
Status: Operational
Phil Caulfield
Independent Broker
Status: Operational
New American Funding - Sandra Cano
Independent Broker
Status: Operational
Carlson Partners, Inc.
Independent Broker
Status: Operational
Margeate Work - Work & Associates Home Loans
Independent Broker
Status: Operational
Junie K. Ngai - Mortgage Consultant (Eng,國,粵)
Independent Broker
Status: Operational
Gaurav Vaish
Independent Broker
Status: Operational
Megan Price - Mortgage Loan Officer | Home Loans & Refinancing
Independent Broker
Status: Operational
Excel Realty & Mortgage, Inc.
Independent Broker
Status: Operational
Excel Realty and Mortgage
Independent Broker
Status: Operational
Kathleen Senna - Excel Realty and Mortgage
Independent Broker
Status: Operational
Jennifer Nay - Excel Realty & Mortgage, Inc.
Independent Broker
Status: Operational
InstaFi Home Loans
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Denise Colvin at CrossCountry Mortgage
Independent Broker
Status: Operational
Cherry Creek Mortgage Company
Independent Broker
Status: Operational
CU HomeLand
Independent Broker
Status: Operational
Bay Reverse Mortgage
Independent Broker
Status: Operational
Mike Dannenberg
Independent Broker
Status: Operational
Mike Kamienski - Mortgage Loan Officer, NMLS #1164796
Independent Broker
Status: Operational
Amy Rangchi at Preferred Mortgage Partners
Independent Broker
Status: Operational
Trinna SyCip, Sr. Loan Officer, NMLS #253509
Independent Broker
Status: Operational
Dave Mingione Mortgage Broker
Independent Broker
Status: Operational
Norcal Capital Group, Inc
Independent Broker
Status: Operational
Light Mortgage
Independent Broker
Status: Operational
A Good Lender
Independent Broker
Status: Operational
Marie Sy - Diversified Mortgage Group Loan Officer NMLS# 344153
Independent Broker
Status: Operational
Lily Esteban - Diversified Mortgage Group Loan Officer NMLS# 956814
Independent Broker
Status: Operational
London Venzon - Diversified Mortgage Group
Independent Broker
Status: Operational
Rudy Lopez - Diversified Mortgage Group
Independent Broker
Status: Operational
Nelva Samiee - Diversified Mortgage Group
Independent Broker
Status: Operational
Anthony Camacho - Diversified Mortgage Group
Independent Broker
Status: Operational
AJ Hebert - Diversified Mortgage Group
Independent Broker
Status: Operational
Richard Lewis - Diversified Mortgage Group Loan Officer
Independent Broker
Status: Operational
Doyle Pease - Diversified Mortgage Group
Independent Broker
Status: Operational
Charlotte Steele - Diversified Mortgage Group Loan Officer NMLS# 338968
Independent Broker
Status: Operational
Michael Caires - Diversified Mortgage Group
Independent Broker
Status: Operational
Mark Dunlap - Diversified Mortgage Group
Independent Broker
Status: Operational
Denice Rauba - Diversified Mortgage Group
Independent Broker
Status: Operational
Michael Seroy - Diversified Mortgage Group Loan Officer NMLS# 253086
Independent Broker
Status: Operational
Katlyn Alegria - Diversified Mortgage Group Mortgage Loan Officer NMLS# 2313367
Independent Broker
Status: Operational
Richard Clemens - Diversified Mortgage Group
Independent Broker
Status: Operational
Ellen Waltrip - Diversified Mortgage Group
Independent Broker
Status: Operational
Robert Routt - Diversified Mortgage Group Loan Officer NMLS# 255016
Independent Broker
Status: Operational
Wendy Tannenbaum - Diversified Mortgage Group
Independent Broker
Status: Operational
Mike Seroy - Diversified Mortgage Group
Independent Broker
Status: Operational
Martin Ferreira - Diversified Mortgage Group
Independent Broker
Status: Operational
Vince Rauba - Diversified Mortgage Group
Independent Broker
Status: Operational
Justin Castro - Diversified Mortgage Group
Independent Broker
Status: Operational
David Massey - Diversified Mortgage Group Loan Officer NMLS# 1029444
Independent Broker
Status: Operational
Diversified Mortgage Group
Independent Broker
Status: Operational
CU HomeLand
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Saratoga has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is UVC Financial, located in Saratoga just 2.7 miles away.
Community Trust
These local professionals maintain a combined 7434 verified reviews with a strong 2.9 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.