Compare Reverse Mortgage Lenders in Somerset, California

Residents of Somerset have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Somerset

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Somerset191 Providers Total

The Harris Team - Xpert Home Lending

Independent Broker

5(56)

Status: Operational

Sacramento, CA
(916) 765-4783
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

Myles Brenner

Independent Broker

5(2)

Status: Operational

Rocklin, CA
(916) 505-7147
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Lifetime Home Loans -Michele Milota

Independent Broker

5(285)

Status: Operational

Elk Grove, CA
(916) 628-3814
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Client 1st Mortgage

Independent Broker

4(4)

Status: Operational

Sacramento, CA
(916) 332-1056
HELOC / Home EquityRefinanceCommercial LoanFHA LoanVA LoanJumbo Loan

Michael Ferreira, Guild Mortgage

Independent Broker

1(1)

Status: Operational

Rocklin, CA
N/A
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

American Pacific Mortgage (NMLS #300617)

Independent Broker

3.7(3)

Ready to help with your HECM goals.

Rocklin, CA
(916) 824-8700
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Justin Lees Home Loans

Independent Broker

5(1)

Status: Operational

Rocklin, CA
(916) 276-7618
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Cox Home Loans

Independent Broker

5(14)

Status: Operational

Rocklin, CA
(916) 796-9000
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Revive Mortgage, Inc.

Independent Broker

4.9(99)

Status: Operational

Rocklin, CA
(916) 781-0123
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Land Home Financial Services

Independent Broker

5(1)

Status: Operational

Sonora, CA
(209) 732-0822
FHA LoanReverse MortgageConventional LoanConstruction / Rehab Loan

Angelina Curtin - Branch Manager - Land Home Financial

Independent Broker

4.9(39)

Status: Operational

Sonora, CA
(209) 732-0822
FHA LoanReverse MortgageConventional LoanConstruction / Rehab Loan

Nicole Francis at CrossCountry Mortgage

Independent Broker

4.6(12)

Status: Operational

Tahoe City, CA
(775) 846-1839
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Hank Rhoads - American Senior Reverse Mortgage

Independent Broker

5(9)

Status: Operational

Lincoln, CA
(916) 409-7424
Reverse Mortgage

Patron Mortgage

Independent Broker

5(18)

Status: Operational

Sacramento, CA
(916) 529-3707
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

Sacramento, CA
(916) 307-6813
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Somerset has 191 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Movement Mortgage, located in Placerville just 16.8 miles away.

Community Trust

These local professionals maintain a combined 4526 verified reviews with a strong 4.0 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.