Compare Reverse Mortgage Lenders in Somerset, California
Residents of Somerset have access to a variety of reverse mortgage options through our vetted local network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their verified Google ratings before reaching out.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
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Top Reverse Mortgage Lenders Serving Somerset

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Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.

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Nearby Lenders to Somerset191 Providers Total
The Harris Team - Xpert Home Lending
Independent Broker
Status: Operational
Myles Brenner
Independent Broker
Status: Operational
Lifetime Home Loans -Michele Milota
Independent Broker
Status: Operational
Client 1st Mortgage
Independent Broker
Status: Operational
Michael Ferreira, Guild Mortgage
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
American Pacific Mortgage (NMLS #300617)
Independent Broker
Ready to help with your HECM goals.
Justin Lees Home Loans
Independent Broker
Status: Operational
Cox Home Loans
Independent Broker
Status: Operational
Revive Mortgage, Inc.
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
Angelina Curtin - Branch Manager - Land Home Financial
Independent Broker
Status: Operational
Nicole Francis at CrossCountry Mortgage
Independent Broker
Status: Operational
Hank Rhoads - American Senior Reverse Mortgage
Independent Broker
Status: Operational
Patron Mortgage
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Local Area Summary
Active Coverage
Somerset has 191 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Movement Mortgage, located in Placerville just 16.8 miles away.
Community Trust
These local professionals maintain a combined 4526 verified reviews with a strong 4.0 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.