Compare Reverse Mortgage Lenders in SOMERSET, California

Residents of SOMERSET have access to a variety of reverse mortgage options through the listed provider network. Review the independent brokers and direct lenders below to compare rates, availability, and customer satisfaction. Take your time to read their publicly listed ratings before reaching out.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving SOMERSET

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to SOMERSET186 Providers Total

Chris Bist Mortgage Professional

Independent Broker

No Reviews

Status: Operational

Citrus Heights, CA
(916) 277-4741
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Tri Valley Home Loans LLC

Independent Broker

5(45)

Status: Operational

Fair Oaks, CA
(916) 905-2500
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Smartloan

Independent Broker

5(11)

Status: Operational

Fair Oaks, CA
(916) 436-4558
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Thad Stanley - Reverse Mortgage Loan Originator at American Senior

Independent Broker

5(6)

Status: Operational

Citrus Heights, CA
(916) 768-5916
Reverse Mortgage

Homecite Mortgage Corporation

Independent Broker

4.7(14)

Status: Operational

Roseville, CA
(916) 788-4441
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

California Loan Associates

Independent Broker

5(92)

Status: Operational

Rocklin, CA
(916) 626-5599
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Carmichael, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Tammy Hammond, Mortgage Broker NMLS #405556

Independent Broker

5(14)

Status: Operational

Sonora, CA
(209) 768-6171
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

The Rodney Rose Mortgage Team – E Mortgage Capital

Independent Broker

4.7(18)

Status: Operational

Roseville, CA
(916) 223-2775
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Attorneys Funding Group, Inc.

Independent Broker

4.8(16)

Status: Operational

Roseville, CA
(916) 671-3138
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

The Mortgage Source: Juli Matta

Independent Broker

5(16)

Status: Operational

Grass Valley, CA
(530) 268-3333
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Anthony Cesarini at Xpert Home Lending

Independent Broker

5(12)

Status: Operational

Sacramento, CA
(916) 995-5170
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

The Harris Team - Xpert Home Lending

Independent Broker

5(56)

Status: Operational

Sacramento, CA
(916) 765-4783
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanInvestment Property LoanConstruction / Rehab Loan

Myles Brenner

Independent Broker

5(2)

Status: Operational

Rocklin, CA
(916) 505-7147
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Lifetime Home Loans -Michele Milota

Independent Broker

5(285)

Status: Operational

Elk Grove, CA
(916) 628-3814
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

SOMERSET has 186 mortgage provider listings in the search area. Confirm reverse mortgage availability directly.

Nearest Specialist

The closest highly-rated lender is Movement Mortgage, located in Placerville just 16.8 miles away.

Community Trust

These local professionals maintain a combined 4295 publicly listed reviews with a 4.9 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Public Review Information

Ratings and review counts reflect previously collected public listings and may have changed. Verify current reviews and services directly with each provider.