Compare Reverse Mortgage Lenders in Vacaville, California

Whether you need a standard HECM or a jumbo reverse mortgage in Vacaville, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Vacaville

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Vacaville186 Providers Total

Guaranteed Rate

Independent Broker

5(1)

Ready to help with your HECM goals.

Brentwood, CA
(510) 254-4671
USDA LoanHELOC / Home EquityConventional LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jet Direct Mortgage

Independent Broker

4.3(4)

Status: Operational

Sacramento, CA
(951) 710-3125
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Mellissa Ranese-Mortgage Lender-Hablo Español

Independent Broker

5(3)

Status: Operational

Pinole, CA
(510) 221-1847
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Janice Carroll - Barrett Financial Group

Independent Broker

5(49)

Status: Operational

Pinole, CA
(510) 928-0566
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Brian Humphrey - Supreme Lending

Independent Broker

5(2)

Status: Operational

Walnut Creek, CA
(925) 980-0577
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Alvin Reyes - Supreme Lending Parkside

Independent Broker

No Reviews

Status: Operational

Walnut Creek, CA
(925) 667-1205
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

James Hardwicke | Mortgage Advisor at PRMG

Independent Broker

5(17)

Status: Operational

Sacramento, CA
(916) 895-4814
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Ken Clark Jr

Independent Broker

5(22)

Status: Operational

Sacramento, CA
(916) 275-3469
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

No Reviews

Status: Operational

Brentwood, CA
(877) 314-1499
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Leonard Briones at Rate (NMLS #288445)

Independent Broker

4.9(33)

Status: Operational

Brentwood, CA
(925) 354-1545
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Big Valley Mortgage

Independent Broker

No Reviews

Status: Operational

Sacramento, CA
(916) 605-0307
Conventional LoanFHA LoanVA Loan

Chris Lee at Fairway Independent Mortgage Company

Independent Broker

5(10)

Status: Operational

Sacramento, CA
(916) 502-1536
USDA LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Chris Kennedy Team at Reliant Lending

Independent Broker

5(139)

Status: Operational

Sacramento, CA
(916) 794-0777
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Reliant Lending

Independent Broker

2.1(7)

Status: Operational

Sacramento, CA
(916) 799-3256
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Kim Gelbke @ Coast Home Loans | Sr. Loan Officer NMLS #1066836

Independent Broker

5(17)

Status: Operational

Sacramento, CA
(530) 300-0405
FHA LoanConventional LoanRefinanceVA Loan

Local Area Summary

Active Coverage

Vacaville has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Ramon Santos | Branch Manager | Primary Residential Mortgage, Inc., located in Vacaville just 2.8 miles away.

Community Trust

These local professionals maintain a combined 3834 verified reviews with a strong 3.6 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.