Compare Reverse Mortgage Lenders in Vista, California

Whether you need a standard HECM or a jumbo reverse mortgage in Vista, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Vista

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Vista197 Providers Total

Instant Loan Processing

Independent Broker

4.8(51)

Status: Operational

San Diego, CA
(888) 860-1552
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanInvestment Property Loan

San Diego Mortgage Lending Solutions - C2 Financial

Independent Broker

5(125)

Status: Operational

San Diego, CA
(858) 688-6813
FHA LoanConventional LoanJumbo LoanVA Loan

TaliMar Financial

Independent Broker

4.9(75)

Status: Operational

San Diego, CA
(888) 868-8467
Commercial LoanReverse MortgageConstruction / Rehab LoanInvestment Property Loan

Christopher Dinofia

Independent Broker

5(35)

Status: Operational

San Diego, CA
(858) 212-1443
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Shanne Sleder, Team Sleder - RWM Home Loans

Independent Broker

5(119)

Status: Operational

San Diego, CA
(858) 829-7186
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Scott Morse - RWM Home Loans

Independent Broker

5(71)

Status: Operational

San Diego, CA
(858) 922-3575

1st American Mortgage Lenders, Inc

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(888) 988-1977
USDA LoanConventional LoanRefinanceCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Presley Financial

Independent Broker

5(20)

Ready to help with your HECM goals.

Poway, CA
(858) 748-8240
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

Jenny Pham - JP Lending

Independent Broker

5(40)

Status: Operational

San Diego, CA
(858) 567-9999
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Timothy Gray - Reverse Mortgage Specialist & Mortgage Broker

Independent Broker

5(37)

Status: Operational

San Diego, CA
(619) 807-5854
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Scott Harmes C2 Reverse Mortgage

Independent Broker

No Reviews

Status: Operational

San Diego, CA
(619) 268-8692
Reverse MortgageJumbo Loan

Renzo Marsano - MAR Financial

Independent Broker

5(175)

Status: Operational

San Diego, CA
(858) 947-3664
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

Integrity Mortgage Group

Independent Broker

4.7(47)

Status: Operational

San Diego, CA
(858) 225-5000
USDA LoanRefinanceFHA LoanVA LoanJumbo Loan

Susan Rich, Mortgage Broker NMLS #246237

Independent Broker

5(12)

Status: Operational

San Diego, CA
(858) 405-1587
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Nick Maglio

Independent Broker

4.9(58)

Status: Operational

San Diego, CA
(858) 220-4193
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Vista has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is American Mortgage Network, located in Vista just 1.4 miles away.

Community Trust

These local professionals maintain a combined 4643 verified reviews with a strong 3.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.