Compare Reverse Mortgage Lenders in Vista, California

Whether you need a standard HECM or a jumbo reverse mortgage in Vista, exploring local and national lenders is key. Below, we highlight top-rated professionals based on proximity, reviews, and service coverage. Connecting with a specialist near you ensures you receive state-specific guidance.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Vista

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
GET MY QUOTE from Longbridge Financial

Takes less than 60 seconds.

MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Vista197 Providers Total

Cypress Realty & Mortgage

Independent Broker

5(2)

Status: Operational

Carlsbad, CA
(760) 473-1815
HELOC / Home EquityConventional LoanRefinanceCommercial LoanFHA LoanVA LoanJumbo LoanInvestment Property Loan

Bay Equity Home Loans

Independent Broker

5(224)

Status: Operational

Carlsbad, CA
(760) 405-0711
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Scott Swartz @ Loan Advisor Group

Independent Broker

5(52)

Status: Operational

Carlsbad, CA
(858) 342-8898
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Reverse Lending Solutions

Independent Broker

5(12)

Status: Operational

Carlsbad, CA
(760) 579-2228

Janus Mortgage

Independent Broker

5(23)

Status: Operational

Carlsbad, CA
(760) 720-1700
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

David Todd - Reverse Mortgage Specialist in San Diego CA

Independent Broker

5(14)

Status: Operational

Carlsbad, CA
(800) 849-8515

Lineage Lending

Independent Broker

5(18)

Status: Operational

Carlsbad, CA
(858) 232-0592
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

America One Mortgage Group

Independent Broker

5(54)

Status: Operational

Carlsbad, CA
(888) 942-5626
Reverse MortgageFHA LoanVA Loan

The Platinum Mortgage Group

Independent Broker

No Reviews

Status: Operational

Carlsbad, CA
(619) 436-8873
HELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo Loan

Premier Home Mortgage of California

Independent Broker

5(8)

Status: Operational

Carlsbad, CA
(760) 454-9302
USDA LoanFHA LoanRefinanceVA Loan

GoPrime Mortgage, Inc. San Marcos

Independent Broker

No Reviews

Status: Operational

San Marcos, CA
(562) 485-9226
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA Loan

Golden Coast Loans, Inc.

Independent Broker

5(3)

Status: Operational

Oceanside, CA
(949) 705-7702
USDA LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Aramco Mortgage, Inc.

Independent Broker

5(9)

Status: Operational

San Marcos, CA
(877) 700-0942
Conventional LoanRefinanceReverse MortgageFHA LoanVA Loan

StreicherTeam Home Loans

Independent Broker

5(26)

Status: Operational

Carlsbad, CA
(760) 805-9338
Reverse MortgageHELOC / Home EquityRefinance

Dan Cassel - Trinity Mortgage

Independent Broker

No Reviews

Status: Operational

Oceanside, CA
(866) 310-1112
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Local Area Summary

Active Coverage

Vista has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is American Mortgage Network, located in Vista just 1.4 miles away.

Community Trust

These local professionals maintain a combined 4643 verified reviews with a strong 3.8 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.