Compare Reverse Mortgage Lenders in West Sacramento, California

Finding the right HECM specialist in West Sacramento requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving West Sacramento

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to West Sacramento199 Providers Total

Zane Jacobs - CMG Financial Sales Manager NMLS# 1508307

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 836-9523
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Movement Mortgage

Independent Broker

5(1)

Status: Operational

Roseville, CA
(877) 314-1502
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Michael Ferreira, Guild Mortgage

Independent Broker

1(1)

Status: Operational

Rocklin, CA
N/A
USDA LoanConventional LoanRefinanceFHA LoanVA LoanJumbo Loan

American Pacific Mortgage (NMLS #300617)

Independent Broker

3.7(3)

Ready to help with your HECM goals.

Rocklin, CA
(916) 824-8700
Conventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Justin Lees Home Loans

Independent Broker

5(1)

Status: Operational

Rocklin, CA
(916) 276-7618
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Myles Brenner

Independent Broker

5(2)

Status: Operational

Rocklin, CA
(916) 505-7147
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Golden Bear Mortgage Corporation

Independent Broker

5(45)

Status: Operational

Folsom, CA
(916) 761-2327
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

California Loan Associates

Independent Broker

5(92)

Status: Operational

Rocklin, CA
(916) 626-5599
USDA LoanConventional LoanCommercial LoanReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property Loan

MortgageRight Folsom

Independent Broker

No Reviews

Status: Operational

Folsom, CA
(916) 693-4170
USDA LoanConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Andrey Dimitrashuk - Lending Concepts

Independent Broker

5(2)

Status: Operational

Folsom, CA
(916) 909-5640
USDA LoanConventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

CrossCountry Mortgage, LLC

Independent Broker

2.1(7)

Status: Operational

Rocklin, CA
(916) 256-6486
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

MAE Capital Mortgage

Independent Broker

4.6(11)

Status: Operational

Rocklin, CA
(916) 672-6130
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Ben Trushkov

Independent Broker

5(1)

Status: Operational

Rocklin, CA
(916) 303-0081
Conventional LoanReverse MortgageFHA LoanVA LoanJumbo Loan

Mark Peterson, Finance of America Mortgage LLC

Independent Broker

5(3)

Status: Operational

Folsom, CA
(916) 605-4400
Reverse Mortgage

Brad Wiese, Finance of America Mortgage LLC

Independent Broker

5(19)

Status: Operational

Folsom, CA
(916) 605-4405
Reverse Mortgage

Local Area Summary

Active Coverage

West Sacramento has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Gold Bridge Capital Solutions, located in West Sacramento just 1.5 miles away.

Community Trust

These local professionals maintain a combined 5418 verified reviews with a strong 4.1 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.