Reverse Mortgage Specialists in Winters
Finding the right HECM specialist in Winters requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.
We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.
Recommended Partners
Top Reverse Mortgage Lenders Serving Winters
Takes less than 60 seconds.
Our Take on Fairway
Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.
What we like
- Strong retail network with local advisors
- Standard HECM options (fixed + adjustable)
- In-house reverse mortgage specialists
- Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.
What we don't like
- Jumbo reverse options have strict minimums.
- Mobile app experience can be lacking.
Takes less than 60 seconds.
Takes less than 60 seconds.
Takes less than 60 seconds.
Nearby Lenders to Winters200 Providers
Almond Tree Mortgage
Independent Broker
Status: Operational
Resident Lending & Realty Inc.
Independent Broker
Status: Operational
Almond Tree Mortgage: Karstin Hickerson, Mortgage Broker NMLS #239050
Independent Broker
Status: Operational
Envoy Mortgage - Woodland, CA (West)
Independent Broker
Status: Operational
Ramon Santos | Branch Manager | Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Barbara Zendejas, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Mitchell Mortgage
Independent Broker
Status: Operational
Adriana Lopez at Rate (NMLS #708428)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Anna Medina at Rate (NMLS #453503)
Independent Broker
Status: Operational
Juliana Garcia, Mortgage Loans with Juliana | Xpert Home Lending
Independent Broker
Status: Operational
Susan Spann - PrimeLending Woodland Mortgage Lender
Independent Broker
Status: Operational
Angie Mata-Ramirez - PrimeLending: Woodland Mortgage Lender
Independent Broker
Status: Operational
Joe Rapisarda Mortgage
Independent Broker
Status: Operational
KMG-Kappel Mortgage Group, Inc.
Independent Broker
Status: Operational
Jody Ballard - Kappel Mortgage Group
Independent Broker
Status: Operational
Citizens Financial
Independent Broker
Status: Operational
Dream Team Lending - Loli & Alix
Independent Broker
Status: Operational
Mortgage Masters of California
Independent Broker
Status: Operational
Paul Randall Smith | Fairway Independent Mortgage Corporation Loan Officer
Independent Broker
Status: Operational
Nalini Thota at CrossCountry Mortgage | NMLS #2485881
Independent Broker
Status: Operational
Bronson Stocking - KCM Home Loans
Independent Broker
Status: Operational
KCM Home Loans
Independent Broker
Status: Operational
Cornerstone Real Estate, Home Loans & Property Management, Inc.
Independent Broker
Status: Operational
Solano Mortgage
Independent Broker
Status: Operational
Land Home Financial Services - Vacaville, (Alamo)
Independent Broker
Status: Operational
Capital Mortgage Consultants
Independent Broker
Status: Operational
Mary Rohrs at CrossCountry Mortgage
Independent Broker
Status: Operational
Citywide Home Loans
Independent Broker
Status: Operational
CMG Home Loans
Independent Broker
Status: Operational
Edith Guitron at Rate
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Jan Wamsley at Rate (NMLS #337651)
Independent Broker
Status: Operational
Reina Perkins at Rate (NMLS #856071)
Independent Broker
Status: Operational
Judy Bickell at Guaranteed Rate
Independent Broker
Status: Operational
Araceli Morales at Rate (NMLS #459486)
Independent Broker
Status: Operational
Shamrock Mortgage Solutions Sean Marek
Independent Broker
Status: Operational
Araceli Morales - Mortgage Loan Officer
Independent Broker
Status: Operational
Jan Wamsley at CrossCountry Mortgage
Independent Broker
Status: Operational
Pinnacle Capital Mortgage
Independent Broker
Status: Operational
Mortgage Solutions, Inc
Independent Broker
Status: Operational
Custom Lending Group
Independent Broker
Status: Operational
Hilda Hensley-Hensley Mortgage Group
Independent Broker
Status: Operational
Linda Zaiss at Rate (NMLS #8991)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Finance of America Mortgage LLC
Independent Broker
Status: Operational
Supreme Lending Napa
Independent Broker
Status: Operational
Gold Bridge Capital Solutions
Independent Broker
Status: Operational
Sonia McClellin - NextMortgage Divisional Manager NMLS# 234066
Independent Broker
Status: Operational
CrossCountry Mortgage, Inc.
Independent Broker
Status: Operational
Alhan Altamimi at Nexa Mortgage
Independent Broker
Status: Operational
Cynthia Kee Reverse Mortgate Specialist
Independent Broker
Status: Operational
Kristi Markel - Movement Mortgage
Independent Broker
Status: Operational
Kappel Mortgage Group, Inc. (KMG)
Independent Broker
Status: Operational
Longbridge Financial, LLC - Karen White - Reverse Mortgages
Independent Broker
Status: Operational
Longbridge Financial, LLC - Mark Macarow - Reverse Mortgages
Independent Broker
Status: Operational
Surroundings
Independent Broker
Status: Operational
Tim McNellis - Mortgage Loan Originator
Independent Broker
Status: Operational
Steve Holt United Wholesale Lending SACRAMENTO
Independent Broker
Status: Operational
United Wholesale Lending
Independent Broker
Status: Operational
Nick Willrich - United Wholesale Lending
Independent Broker
Status: Operational
Supreme Lending NorCal
Independent Broker
Status: Operational
Guild Mortgage - Troy Bird
Independent Broker
Status: Operational
Mimi Boussekine - NxtGen Home Loans Powered by Xpert Home Lending
Independent Broker
Status: Operational
Golden Bay Mortgage Group DRE# 01989440 & NMLS ID# 1403489
Independent Broker
Status: Operational
Jason Thomas - GB Mortgage Group
Independent Broker
Status: Operational
Joseph Kelley "Joe The Mortgage Giant" COO/Partner of Golden Bay Mortgage Group & President of Natomas Chamber of Commerece
Independent Broker
Status: Operational
Erin Beckman - Golden Bay Mortgage Group
Independent Broker
Status: Operational
Golden Bay Mortgage Group
Independent Broker
Status: Operational
Daniel Quinton/Golden Bay Mortgage Group
Independent Broker
Status: Operational
Traci Ghilardi, Delta Lending Group NMLS#1570347
Independent Broker
Status: Operational
West Coast Mortgage Group
Independent Broker
Status: Operational
Manuel Sanchez | Loan Officer
Independent Broker
Status: Operational
MoneySafe Mortgage, Inc.
Independent Broker
Status: Operational
First Republic Mortgage, Inc.
Independent Broker
Status: Operational
Waterstone Mortgage Corporation
Independent Broker
Status: Operational
Aaron Meilich | Nationwide Construction & Portfolio Lending at Waterstone Mortgage
Independent Broker
Status: Operational
Modern Loans
Independent Broker
Status: Operational
Jet Direct Mortgage
Independent Broker
Status: Operational
James Hardwicke | Mortgage Advisor at PRMG
Independent Broker
Status: Operational
Ken Clark Jr
Independent Broker
Status: Operational
Michael Brouse at Rate Reverse (NMLS #805832)
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Gary Umholtz at Rate (NMLS #302500)
Independent Broker
Status: Operational
Sadie Richie at Citywide (NMLS #2155213)
Independent Broker
Status: Operational
Tish Torres at Citywide (NMLS #253078)
Independent Broker
Status: Operational
Crystal Miller at Citywide (NMLS #297240)
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Jeff Goodman-PrimeLending-Home Loans
Independent Broker
Status: Operational
The Chris Kennedy Team at Reliant Lending
Independent Broker
Status: Operational
Reliant Lending
Independent Broker
Status: Operational
Coast Home Loans
Independent Broker
Status: Operational
Kim Gelbke @ Coast Home Loans | Sr. Loan Officer NMLS #1066836
Independent Broker
Status: Operational
Chris Lee at Fairway Independent Mortgage Company
Independent Broker
Status: Operational
Big Valley Mortgage
Independent Broker
Status: Operational
Jackie Shipley at Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Dennis Graves at Mutual of Omaha Reverse Mortgage
Independent Broker
Status: Operational
Matthew Cole at West Shore Mortgage
Independent Broker
Status: Operational
City Center Financial
Independent Broker
Status: Operational
Matt the Mortgage Guy
Independent Broker
Status: Operational
Consumer 1st Services, Inc.
Independent Broker
Status: Operational
Ed Portillo
Independent Broker
Status: Operational
Kate Pavelchik, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Joleen Brillantes, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Kristie Anagnos, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Anthony Carillo, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Sharon Sunquist, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Diego Hernandez, Finance of America Mortgage LLC
Independent Broker
Status: Operational
Big Valley Mortgage
Independent Broker
Status: Operational
Tyler Fowler, Mortgage Broker, Fowler Mortgage Group
Independent Broker
Status: Operational
King of Loans
Independent Broker
Status: Operational
Sacramento-Roseville Reverse Mortgage
Independent Broker
Status: Operational
Amy Meeker
Independent Broker
Status: Operational
Lisa Nielsen - HomeGuide Mortgage Loan Officer NMLS# 1721615
Independent Broker
Status: Operational
Loans Realty Elite
Independent Broker
Status: Operational
Land Home Financial Services
Independent Broker
Status: Operational
ArmCor Home Loans
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Patron Mortgage
Independent Broker
Status: Operational
365 Home Loans Inc. ALL IN LENDING
Independent Broker
Status: Operational
Yvette Garay - Your Home Loan Specialist
Independent Broker
Status: Operational
The Harris Team - Xpert Home Lending
Independent Broker
Status: Operational
Anthony Cesarini at Xpert Home Lending
Independent Broker
Status: Operational
Client 1st Mortgage
Independent Broker
Status: Operational
West Coast Lending Team
Independent Broker
Status: Operational
Guy Benjamin at Rate (NMLS #887909)
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Status: Operational
Ryan Mortgage Company
Independent Broker
Status: Operational
MortgageRight Folsom
Independent Broker
Status: Operational
Movement Mortgage
Independent Broker
Status: Operational
Infinity Home Loans, Inc
Independent Broker
Status: Operational
Richard McChinak | CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Lifetime Home Loans -Michele Milota
Independent Broker
Status: Operational
Mortgage - Bank of America
Independent Broker
Status: Operational
Seliga Financial
Independent Broker
Status: Operational
Empower Capital Group
Independent Broker
Status: Operational
Guild Mortgage - Marco Guerra
Independent Broker
Status: Operational
Home Funding Corp.
Independent Broker
Status: Operational
New American Funding - Edith Singleton
Independent Broker
Status: Operational
New American Funding - Dan Toothman
Independent Broker
Status: Operational
New American Funding - Jennifer Kempton
Independent Broker
Status: Operational
Tony Falbo at Homeowners Financial Group USA, LLC
Independent Broker
Status: Operational
New American Funding - Dan Samera
Independent Broker
Status: Operational
New American Funding - Erik Oquist NMLS 447900
Independent Broker
Status: Operational
New American Funding - Donovan Garcia
Independent Broker
Status: Operational
Silverado Home Mortgage
Independent Broker
Status: Operational
Alliance Reverse Mortgage
Independent Broker
Status: Operational
ReverseMortgageGuides.org
Independent Broker
Status: Operational
Primary Residential Mortgage, Inc.
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Status: Operational
WayLend
Independent Broker
Status: Operational
Omega Mortgage Group
Independent Broker
Status: Operational
WayLend-Nicole Conners
Independent Broker
Status: Operational
Glenn Groves - GTG Financial, Inc.
Independent Broker
Status: Operational
Karine Villeggiante, GTG Financial Inc.
Independent Broker
Status: Operational
Carissa Abazia - Mortgage Broker
Independent Broker
Status: Operational
Bill Barnett | Senior Mortgage Advisor | NMLS 258603
Independent Broker
Status: Operational
John Sannar | Senior Loan Advisor | NMLS 255606
Independent Broker
Status: Operational
Steve Cameron | Senior Mortgage Advisor | NMLS 253275
Independent Broker
Status: Operational
Tri Valley Home Loans LLC
Independent Broker
Status: Operational
Smartloan
Independent Broker
Status: Operational
Tommy Mortgage
Independent Broker
Status: Operational
Ted Aanestad - Sonoma Home Loans
Independent Broker
Status: Operational
Thad Stanley - Reverse Mortgage Loan Originator at American Senior
Independent Broker
Status: Operational
The Malone Group, Inc.
Independent Broker
Status: Operational
Chris Bist Mortgage Professional
Independent Broker
Status: Operational
Coastal Pacific Mortgage
Independent Broker
Status: Operational
Mortgage Consultants Group
Independent Broker
Status: Operational
Mortgage Consultants Group - Lee Hurst
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
Sterling Mortgage Services
Independent Broker
Status: Operational
Veronica DeWitt | Home Loan Specialist at Barrett Financial Group
Independent Broker
Status: Operational
Preferred Rate - Martin Yataco
Independent Broker
Status: Operational
Golden Gate Financial
Independent Broker
Status: Operational
Connie Madrid - Loan Officer - NMLS #282974
Independent Broker
Status: Operational
Bay Equity Home Loans
Independent Broker
Status: Operational
The Regan Team Home Loan Group
Independent Broker
Status: Operational
Pacific National Lending, inc
Independent Broker
Status: Operational
Joe Alves, California Home Loans
Independent Broker
Status: Operational
Jamelie Samonte
Independent Broker
Status: Operational
Arlene Kraushaar
Independent Broker
Status: Operational
America's Home Loans - Santa Rosa CA
Independent Broker
Status: Operational
California Home Loans
Independent Broker
Status: Operational
Kyle Hornstein | Mortgage Advisor
Independent Broker
Status: Operational
Megan Sovel | Senior Mortgage Advisor | NMLS 257092
Independent Broker
Status: Operational
Jim Bennett | Senior Mortgage Advisor | NMLS 253316
Independent Broker
Status: Operational
HP Investments
Independent Broker
Status: Operational
Daniel Pitassy at CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
CrossCountry Mortgage, LLC
Independent Broker
Status: Operational
Michael Cadet | CrossCountry Mortgage
Independent Broker
Status: Operational
Chase Miles at CrossCountry Mortgage
Independent Broker
Status: Operational
Greg Farrand
Independent Broker
Status: Operational
Kari Pond
Independent Broker
Status: Operational
Brian Reeg
Independent Broker
Status: Operational
Guaranteed Rate
Independent Broker
Ready to help with your HECM goals.
America's Home Loans - Petaluma CA
Independent Broker
Status: Operational
Private Money Bancorp Inc DBA Coast Capital Home Loans
Independent Broker
Status: Operational
Reliant Mortgage Group - Juan Rivera
Independent Broker
Status: Operational
Supreme Lending
Independent Broker
Status: Operational
Rate
Independent Broker
Status: Operational
Explore Nearby Cities
Local Area Summary
Active Coverage
Winters has 200 reverse mortgage providers actively serving the radius.
Nearest Specialist
The closest highly-rated lender is Almond Tree Mortgage, located in Dixon just 12.5 miles away.
Community Trust
These local professionals maintain a combined 3969 verified reviews with a strong 3.5 average rating.
Don’t Apply for a Reverse Mortgage Until You Read This
A Free Reverse Mortgage Guide for Homeowners 62+
Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.
Download the Free GuideBuilt specifically for homeowners age 62 and older
Verified Google Reviews
To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.