Compare Reverse Mortgage Lenders in Winters, California

Finding the right HECM specialist in Winters requires comparing both national brands and localized experts. Our directory uniquely organizes these professionals by exact distance and community feedback to help you decide. Comparing local proximity alongside customer reviews is the best way to secure your financial future.

We may receive compensation from some lenders featured on this page. This does not influence our rankings, which are based on independent research, product availability, and borrower fit.

Recommended Partners

Top Reverse Mortgage Lenders Serving Winters

BEST FOR LOCAL SUPPORT
Fairway Independent Mortgage
NMLS#2289
Editor's Rating
4.9
Reverse Mortgages
Best For
Personalized Support
Availability
National

Our Take on Fairway

Fairway is best suited for borrowers who want a guided, advisor-led experience rather than navigating a fully digital process. Compared to specialized reverse mortgage lenders, Fairway leans more traditional, which can be beneficial for first-time borrowers but may limit flexibility for higher-value or more complex scenarios.

What we like

  • Strong retail network with local advisors
  • Standard HECM options (fixed + adjustable)
  • In-house reverse mortgage specialists
  • Best for borrowers who want a guided, advisor-driven experience rather than a fully digital process.

What we don't like

  • Jumbo reverse options have strict minimums.
  • Mobile app experience can be lacking.
BEST FOR JUMBO REVERSE MORTGAGES
Longbridge Financial
NMLS#957935
Editor's Rating
4.6
Reverse Mortgages
Best For
High-Value Homes
Availability
National
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MOST TRUSTED BRAND
Mutual of Omaha Mortgage
NMLS#1025894
Editor's Rating
4.4
Reverse Mortgages
Best For
Trusted Brand
Availability
National
BEST FOR FLEXIBILITY
Finance of America Reverse
NMLS#2285
Editor's Rating
4.2
Reverse Mortgages
Best For
Flexible Options
Availability
National

Nearby Lenders to Winters200 Providers Total

Waterstone Mortgage Corporation

Independent Broker

5(3)

Status: Operational

Sacramento, CA
(916) 798-3000
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanConstruction / Rehab Loan

Aaron Meilich | Nationwide Construction & Portfolio Lending at Waterstone Mortgage

Independent Broker

4.7(10)

Status: Operational

Sacramento, CA
(916) 798-3000
FHA LoanConventional LoanConstruction / Rehab LoanVA Loan

Modern Loans

Independent Broker

5(34)

Status: Operational

Elk Grove, CA
(916) 619-2661
USDA LoanRefinanceFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Jet Direct Mortgage

Independent Broker

4.3(4)

Status: Operational

Sacramento, CA
(951) 710-3125
Conventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

James Hardwicke | Mortgage Advisor at PRMG

Independent Broker

5(17)

Status: Operational

Sacramento, CA
(916) 895-4814
USDA LoanConventional LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Ken Clark Jr

Independent Broker

5(22)

Status: Operational

Sacramento, CA
(916) 275-3469
USDA LoanConventional LoanFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Michael Brouse at Rate Reverse (NMLS #805832)

Independent Broker

No Reviews

Status: Operational

Sonoma, CA
(707) 888-8230

Rate

Independent Broker

No Reviews

Status: Operational

Sonoma, CA
(707) 492-1126
USDA LoanConventional LoanHELOC / Home EquityRefinanceFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Gary Umholtz at Rate (NMLS #302500)

Independent Broker

5(5)

Status: Operational

Sonoma, CA
(707) 492-1126
USDA LoanHELOC / Home EquityRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Sadie Richie at Citywide (NMLS #2155213)

Independent Broker

No Reviews

Status: Operational

Rio Linda, CA
(916) 741-4158
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Tish Torres at Citywide (NMLS #253078)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 778-6763
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

Crystal Miller at Citywide (NMLS #297240)

Independent Broker

5(1)

Status: Operational

Rio Linda, CA
(916) 539-6464
Conventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

CrossCountry Mortgage, LLC

Independent Broker

No Reviews

Status: Operational

Sonoma, CA
(707) 933-1667
USDA LoanHELOC / Home EquityConventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo LoanInvestment Property LoanConstruction / Rehab Loan

Jeff Goodman-PrimeLending-Home Loans

Independent Broker

5(9)

Status: Operational

Sacramento, CA
(916) 995-1284
USDA LoanConventional LoanHELOC / Home EquityReverse MortgageFHA LoanVA LoanJumbo LoanConstruction / Rehab Loan

The Chris Kennedy Team at Reliant Lending

Independent Broker

5(139)

Status: Operational

Sacramento, CA
(916) 794-0777
Conventional LoanRefinanceReverse MortgageFHA LoanVA LoanJumbo Loan

Local Area Summary

Active Coverage

Winters has 200 reverse mortgage providers actively serving the radius.

Nearest Specialist

The closest highly-rated lender is Almond Tree Mortgage, located in Dixon just 12.5 miles away.

Community Trust

These local professionals maintain a combined 3969 verified reviews with a strong 3.5 average rating.

Don’t Apply for a Reverse Mortgage Until You Read This

A Free Reverse Mortgage Guide for Homeowners 62+

Most homeowners don’t fully understand reverse mortgage costs, eligibility, and payout options. This quick guide shows you exactly what to expect before you move forward.

Download the Free Guide

Built specifically for homeowners age 62 and older

Verified Google Reviews

To ensure transparency in your neighborhood, the star ratings and review counts featured for our independent local brokers are sourced directly from continuous live Google Maps data.